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Discover CLI - Data Points

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alextercero
Super Contributor

Re: Discover CLI - Data Points

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 31 of 44
UncleB
Credit Mentor

Re: Discover CLI - Data Points


@alextercero wrote:

Congrats


Thanks!  Smiley Very Happy

Message 32 of 44
Anonymous
Not applicable

Re: Discover CLI - Data Points

Congrats!  Thanks for your informative post!  Smiley Happy

Message 33 of 44
SOGGIE
Valued Contributor

Re: Discover CLI - Data Points

Big congrats to you Uncle!
Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben
Message 34 of 44
UncleB
Credit Mentor

Re: Discover CLI - Data Points


@Anonymous wrote:

Congrats!  Thanks for your informative post!  Smiley Happy


Thanks so much!  Smiley Very Happy

 

My posts are sometimes 'lengthy' but hopefully the details will be useful to somebody later on.  Smiley Wink

Message 35 of 44
UncleB
Credit Mentor

Re: Discover CLI - Data Points


@SOGGIE wrote:
Big congrats to you Uncle!

Thanks so much!  Smiley Very Happy

Message 36 of 44
pizza1
Community Leader
Super Contributor

Re: Discover CLI - Data Points

Lots of good info there Uncle! Thanks for posting!.and congrats to you
Message 37 of 44
UncleB
Credit Mentor

Re: Discover CLI - Data Points


@pizza1 wrote:
Lots of good info there Uncle! Thanks for posting!.and congrats to you

Thanks Pizza1!  Smiley Very Happy

 

I've received the benefit of many data points provided here by others, so I try to contribute when I can.  Smiley Wink

Message 38 of 44
Wizdog1
Regular Contributor

Re: Discover CLI - Data Points

See UncleB, exactly what I was talking about with Discover. Your scores are much higher than mine, I make 50k and cl is 34,600. Had card since 12/14 and also only have 2 other cards both at 25k. I love them but for the life of me don't get them. I do use them like a debit card for everything, several auto pays to charities and utilities. Congratulations, the next one will even be bigger!

Message 39 of 44
UncleB
Credit Mentor

Re: Discover CLI - Data Points


@Wizdog1 wrote:

See UncleB, exactly what I was talking about with Discover. Your scores are much higher than mine, I make 50k and cl is 34,600. Had card since 12/14 and also only have 2 other cards both at 25k. I love them but for the life of me don't get them. I do use them like a debit card for everything, several auto pays to charities and utilities. Congratulations, the next one will even be bigger!


Discover is indeed a strange bird!  They are one of the very few lenders that I read up about on here yet I still can't get a good "feel" for how they will react when it comes to starting lines, CLIs, and APRs.  Thankfully they do seem to be consistent with lowering APRs (or extending the promotional rate), and for most people CLIs come fairly easy as well.

 

It's looking like the Magic 8 Ball is about as good at predicting their behavior as anything else... in any case, I'm pleased with how they're treating me, and with a little 'luck' my relationship with them will continue to be a positive one for us both.  Smiley Happy

 

magic8.jpg

Message 40 of 44
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