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Discover CLI Denial

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Anonymous
Not applicable

Discover CLI Denial

Just wanted to add some data..Last CLI 6 months ago...have asked every month....nada...Scores 780's, Utilization 1%..AAoA 5-6 yrs, 2 hp's in last two years. Same denial letter everytime, not enough experience with current limit--

Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Discover CLI Denial

Bring the utilization down more and try again next month.
Message 2 of 18
CreditCuriosity
Moderator Emeritus

Re: Discover CLI Denial


@Anonymous wrote:
Bring the utilization down more and try again next month.

lol he is at 1% utilization..  Discover has come to a screening halt for most people on CLI's on the IT card.  Some people they are still loving the majority of us they have stopped giving CLI's too.  They have had bad losses lately due to defaults thus most likely the loss of CLI's the most people especially if they aren't coming close to utilizing the majority of their CL, which most on this forum do not.

Message 3 of 18
JR_TX
Valued Contributor

Re: Discover CLI Denial

Just keep smashing that pesky button! I got mine to cough up $2.1K last month @ 7.5 months after last CLI (couple of days after 7th statement cuts)!
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 4 of 18
medicgrrl
Valued Contributor

Re: Discover CLI Denial

How much spend are you putting thru the card every month?


EQ 778 EXP 782 TU 729
Message 5 of 18
AverageJoesCredit
Legendary Contributor

Re: Discover CLI Denial

Rofl, oldman87


BAZINGA!!Smiley Wink
Message 6 of 18
AverageJoesCredit
Legendary Contributor

Re: Discover CLI Denial

HULK SMASHHHHHHHSmiley Happy
Message 7 of 18
Benzman
Frequent Contributor

Re: Discover CLI Denial

Don't feel bad, no CLI for me and it's been 210 days since the last. I use to be on the every 90 day train

.Although I haven't used the card for the past 5 months and 0 balance, so that could play a part.

Amex CM 10K | Amex ED 10K | Amex BCE 7.5K | 5/3RD SU2C 10K | 5/3RD SU2C 6.5K | Barclays Cash 15K | Barclay AARP 15K | Bread AMEX 14K | Bread NFL 14K | Citizens Cash 8K | Citizens Clear 5K | Citi® DP 11.3K | Citi® Simplicity 9.4K | Citi® TY 6.5K | Citi® DC 4K | Citi CuC 3.4K | Cap One QS 14.6K | Cap One QS 11K | Discover It 19.5K | Discover Miles 16.5K | Brooks Brothers Visa 14.5K | BOA Cash 13.2K | BOA 7K | US Bank State Farm Visa 4K | US Bank AMEX 22.5K | US Bank Plat 16.5K | US Bank Cash 11.2K | FNBO Rewards 20K | FNBO Evergreen 11.3K | Huntington Rewards 4.4K | Huntington Voice 19.5K | Huntington Voice Rewards 18.5K | PF|CP Rewards 8.2K | PF|CP Gold 3.2K | PNC Cash 15K | PNC Core 15K | PNC Points 8K | Fidelity 15K | Wells Active 12K | Wells Reflect 10K | Target MC 12.5K | TD Cash 9K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Synch Premier MC 11.6K | Ebay MC 10K | Apple Card 6K | Chase Amazon 1.5K | F8 Scores 1/25 EX789; TU781; EQ792.
Message 8 of 18
Anonymous
Not applicable

Re: Discover CLI Denial

I tried for a 60-day CLI last week and got turned down, probably the same reason as last time. I'll try again next month, but if a lot of other people who used to be on a regular schedule are getting turned down too, I won't get my hopes up too high.

Message 9 of 18
Anonymous
Not applicable

Re: Discover CLI Denial

Same Here .I got mine to 45K and no CLI in the past 12 months.  I try every 3 months. 

Message 10 of 18
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