Discover CLI Pending?

Cali_Credit · ‎04-16-2015

Hit the LIV button and got the, Your credit line request is pending. We have received your credit line increase request.

Decisions are typically made within two business days. Log in to Discover.com to check your status.

Why not just say yes or no?

bengalikejenga · ‎04-16-2015

thats not usually a bad thing, 3 out of my 5 CLI this year had that message, look for an Increase within the next Day by noon. thats if your TU Credit profile supports it.

Cap 1 Quicksilver1 ($5,000) opened 03/2013

Cap 1 Quicksilver ($1,500) opened 04/2014

Cap 1 Union Privileges ($750) opened 06/2014

BOA Cash Rewards VS($9,100) opened 02/2015

Sallie Mae World MC($5,200) opened 05/2015

Cap 1 Quicksilver ($5,000) opened 07/2015

Ex681 Tu694 EQ708

Cali_Credit · ‎04-16-2015

1% utilization with no baddies and only one inquiry within the last year on TU. TU Fico was 794 on last Walmart update.

bengalikejenga · ‎04-16-2015

Sooo you have nothing to worry about... keep a look out for a CLI tomorrow.

and you could try for a CLI every month, hey you never know, you might just get very lucky.... seems like discover is loosening their conservative reigns.

Ex681 Tu694 EQ708

Anonymous · ‎04-17-2015

Switch your scores, I would expect an approval on the CLI request.

Anonymous · ‎04-18-2015

You need higher discover usage. I got my recent 2 CLIs with at least 30% balance both times, although I pay it off quickly and frequently.

Anonymous · ‎04-18-2015

I've gotten several CLIs from Discover. My IT gets a lot of usage and I have a pretty good profile. For me, however, I have never gotten a CLI after seeing that message. YMMV.

Anonymous · ‎04-18-2015

@Cali_Credit wrote:
Hit the LIV button and got the, Your credit line request is pending. We have received your credit line increase request.

Decisions are typically made within two business days. Log in to Discover.com to check your status.

Why not just say yes or no?

I've gotten that message three times. All three times a denial letter arrived in the mail a few days later.

Anonymous · ‎04-18-2015

@Anonymous wrote:
You need higher discover usage. I got my recent 2 CLIs with at least 30% balance both times, although I pay it off quickly and frequently.

I hardly use my card at all, and I've gotten two CLI's within the last three weeks.

Anonymous · ‎04-18-2015

@Anonymous wrote:
@Anonymous wrote:
You need higher discover usage. I got my recent 2 CLIs with at least 30% balance both times, although I pay it off quickly and frequently.
I hardly use my card at all, and I've gotten two CLI's within the last three weeks.

Agreed.... That theory isn't always true..