Discover CLI question

[Suzette2]

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@FireMedic1 wrote:

Missy can be finicky. You reminded me of a pic I forgot I had for years, Found it! Old poster made it. LOL!!!!

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Hahah! I just asked for a recon- they want six months.  So September since I opened it in March.  😂😂😂

[FinStar]

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@Suzette2 wrote:

Got a "we cannot grant you a CLI at this time."   My credit has risen a lot and I've used it and PIF.    Is there a recon number? I've had 5 statements with them.....🙄

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@FireMedic1 wrote:

Its a SP. Hit the luv button online and see whats up. Usually 61 and 91 days after opening with good use gets the job done.

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Unfortunately, there are no reconsideration options with Discover. Decisions are computer-driven and no CLI is guaranteed regardless of tenure or card usage. Since the request was denied, you can try again at the next window of opportunity.

[Remedios]

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@FireMedic1 wrote:

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@mediocrebadguy wrote:

That's exactly where my Discover is stuck too: $17,000. I use it to max out the bonus categories, but there's really no use for Discover beyond that. I don't ever see myself getting to the level of spend that they want to justify raising my CL. Unless I do some type of balance transfer, which I don't need at the moment.

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You get the maxed out bonus and then say no use for it beyond that? Well isnt that why we get rewards cards? Get the goodies for using a card? They made money and you also. So the credit line doesnt mean much if its a $1500 limit on spend for the 5% catagory. @Suzette2 's card at $1000 can get the same rewards as you with your CL. Welcome to the forums.

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What does that even mean? 

Once quarter is maxed, what's good about 1%?

I'm really not understanding what you're objecting to here, that they mentioned their limit or something?  

They were merely illustrating their card may not receive any further increases due to the fact they won't be spending over $1500 per quarter, nothing else. 

[Remedios]

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@Suzette2 wrote:

Got a "we cannot grant you a CLI at this time."   My credit has risen a lot and I've used it and PIF.    Is there a recon number? I've had 5 statements with them.....🙄

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@FireMedic1 wrote:

Its a SP. Hit the luv button online and see whats up. Usually 61 and 91 days after opening with good use gets the job done.

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That's a generalization regarding CLIs 

For some, they might give a CLI at some point after about 90 days or so, for others it might be much longer.

Discover doesn't quite hand them like they used to several years ago. 

Just use your card like you normally would, and ask periodically. It will happen at some point.