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Once I hit 6 months of my account opening to ask for a CLI do I need to just wait 6 months from the date my account opened or when my 6th statement cuts ?
Not sure whether it's months or statements, but either way I was under the impression you had to wait a whole year before requesting a CLI, unless that's changed.
They're unsecuring secured cards fairly regularly with CLIs after the 7th statement so maybe other cards are getting CLIs as well.
Website had CLI link so clicked this month, got it, see my sig
If its a regular card and not secured/graduated. Hit the luv button 61 and 91 days. One of them should work if you've been using the card regularly. Its a SP. Either yes or no. Go hit it. Let us know what happened.
Did mine 6 months 1 day.
Every time i requested it, it told me "insufficient time with credit limit". Last month i called in and asked and the rep on the phone told me the account has to be atleast 6 months old.
The CCC's are always changing something and we must adjust to the newer ways. Might be different in a few months. Yrs ago Cap1 used to give $10,000 SL's. That aint happening.
Discover will let you try to ask for CLI every month without any hard pull. However, they might not approve you. In my experience, I usually spend about 30% of CL monthly, and pay half before the statement cuts and pay off after the statement cuts. Sometimes, I PIF before the statement cuts. I was able to get CLI between 61 or 91 days. This past 2 months though, i didn't use as much and they didn't give me any CLI, until again I charge about 30%, I got the CLI again recently.