@cem13 wrote:I had them IIB in my JUN2011 discharge. I burned them for over $10K. In APR15 I app'd and was denied in about 1.34 seconds. I dont think they had enough time to pull my CR actually. My scores were/are all 700~710 with no baddies since discharge. I had 10 new accounts open with about $70K during the same month (APR15) so my file is very good for some high limits.
So burning them certainly influenced my denial. They do not like to be burned; however, I did hear some get approved 5 years post BK7 for those who did burn them.
@TRC_WA wrote:They are somewhat friendly if you didn't burn them. If you did plan on waiting a while... I've yet to see a quick approval from someone who included them in a BK.
