Out of curiosity I had visited the good ol' Discover Prequalification page. I was merely curious of the APR that would possibly be listed here, and it displayed 13.99% following the 0%/14 month APR. This sounds like a pretty friendly Apr in my mind, so I'm curious if anyone else has had a similiar Apr, what was your SL with the low Apr, and if you feel it's worth having in your wallet considering how low the Apr is. Appreciate anyone willing to quickly share. I've reviewed our Unofficial Data Points on Discover etc. and hoping for a few more personal experiences.
I have never held a Discover, however heard good things about them (As well as seen plenty of CLI's on this board!) The Discover simply has not been on my radar to date.
Despite all the craziness with Disco and their cli and sls, i feel its a good card to have. 1st year double cash, apr reductions possible, super easy bt process. Even with all the nerfs, It, lol, has as plsce in my wallet
Thanks for the info @AJC.... I did not have a need per say for Discover, but the reviews are usually pretty good here. The CLI's are great. With a 0% Apr and 13% down the road, it seems like quite a padding type option to keep in your wallet especially in an emergency. I figured the low 13% Apr pre-qualification would most likely lean toward a better SL to be worthy of the HP.
