@CreditCuriousity wrote:
Big limit for discover... Big income as well I would have to assume? Reason I partially don't apply for discover is I don't want a 1500 CL type of thing... Discover is just very weird.. If I could find some pattern I would consider it, but I can't.. Granted if you have a 800 Fico and good income chances are you will get a great approval.. in the 700 range, not so much anything is guranteed
Big income...I wish...maybe one day...LOL. Income is low low 60s. When I got my card yesterday, they had my TU at 703 which matched my myFICO TU. THis is why I was so shocked when the rep told me the limit and the APR...but I certainly won't knock it as I am completely pleased. I can definitely use the BT option to transfer some balance from the Venture (meeting bonus spend) since there is no promo APR period.
Edited to add - the part i highlighted is what made me nervous. I knew if I took the bait, I would want to make the BT option worth it. 1500 CL wouldn't have done anything and by the time I could have gotten a CLI, the BT promo period would be close to over. I think another thing that pushed me more to apply was that Citi finally started pre-qualifying me. I figured if I somehow hit their strict pre-qual radar, I must have something right in my reports.
