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I applied for a Discover It card through after I received an invite in the mail. Currently my Fico scores are 695 (EQ) 707 (TU) and 732 (EX). I do have 2 newer cards- Amercian Express ($5000 limit) and Lowes ($12,000) . I have a new car loan too from Feb. My utlization on cards are under 10%. I went through the application process and it immediately asked me additional questions such as emploer info and then asked me to submit documentation veryfying address and identity. I uploaded my W-2 for both. This also shows my income which I thought would help. It then stated that my app was being processed. Has anyone received an approval after this process? Thank you in advance.
@Anonymous wrote:I applied for a Discover It card through after I received an invite in the mail. Currently my Fico scores are 695 (EQ) 707 (TU) and 732 (EX). I do have 2 newer cards- Amercian Express ($5000 limit) and Lowes ($12,000) . The only other card I have is Capital One with $7000 limit and $450 balance. I have a new car loan too from Feb. My utlization on cards are under 10%. I went through the application process and it immediately asked me additional questions such as emploer info and then asked me to submit documentation veryfying address and identity. I uploaded my W-2 for both. This also shows my income which I thought would help. It then stated that my app was being processed. Has anyone received an approval after this process? Is this better than being outright denied? Thank you in advance.
A year ago this is the same response I received. I called in and answered some questions and was approved.
Please call in and good luck.
@Anonymous wrote:I have only posted once before and had no replies to that post. That is why I thought perhaps I posted in the wrong area. Hopefully I get a reply on these. Thank you
You have to realize some people are working and it is also a holiday weekend. You will get an answer give it time. My opinion it's better than a denial.