Discover Pulled EQ

Anonymous · ‎11-25-2014

As the subject line says. I applied for a different Discover product today and got the message to call in. I called in fully armed with my TU info just in case and they wanted to verifiy my employment position/title as well as my address. Each file has my address a little different, and I filled the app out in relation to TU. Well, after clearing up the address the CSR confirmed they pulled EQ.

So, at least for the Mid-West, TU is no longer exclusive.

CreditCuriosity · ‎11-25-2014

Never was.. Discover pull EQ 90%+ of the time probably... CLI's are TU typically.. the other 10 percent is TU or EX pulls probably on approval. Those aren't hard stats by any means but discover is known to be a EQ puller.

uswala · ‎11-25-2014

@CreditCuriousity wrote:
Never was.. Discover pull EQ 90%+ of the time probably... CLI's are TU typically.. the other 10 percent is TU or EX pulls probably on approval. Those aren't hard stats by any means but discover is known to be a EQ puller.

+1

They did pull EQ only for my DW's approval last Nov.

ojefferyo · ‎11-25-2014

They pull EQ for me also

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa

chalupaman · ‎11-25-2014

Where I live in GA, they've always just pulled TU but maybe that's subject to change.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

B335is · ‎11-25-2014

I'm in Michigan (mid west I think?). Discover always pulled EQ for me. What other Discover product did you apply for?

Anonymous · ‎11-25-2014

They pull EQ in TX.

Anonymous · ‎11-25-2014

I've heard that Discover pulls depend on the card. The IT card tends to pull from TU

Were you non-TU guys doing it for a different card than the IT card?

Anonymous · ‎11-25-2014

I applied for Diacover It in September, Single EQ Pull. Wife applied for Discover More 3 1/2yrs ago. Single EQ pull then too.

Anonymous · ‎11-25-2014

@Anonymous wrote:
I applied for Diacover It in September, Single EQ Pull. Wife applied for Discover More 3 1/2yrs ago. Single EQ pull then too.

There goes my IT theory out the window.

They did pull mines and it was TU, I'm in California if that helps provide any more data