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This is my 2nd discover card. i have the card since july, 6k sl
I pulled the trigger at 5 months, what the heck ms disco has been showing me lots of love lately, 2 cli's on card #1 1500 and 1000 making that card 5500 and approving card #2 6k sl all within 6 months.
It was a soft pull so no harm no foul.
heres what the letter gave as a reason,
INSUFFICIENT EXPERIENCE WITH CURRENT DISCOVER CARD CREDIT LIMIT
dang ! Never really liked those auto generated letters. Maybe try again in 30days?
@FLLGuy wrote:dang ! Never really liked those auto generated letters. Maybe try again in 30days?
I guess i will just cool my heels for now, no complaints, ms disco has been very nice to me.
I might try again after 1 year, my disco #1 took 14 months to get the first cli and denied at 9 months.
@SUPERSQUID wrote:This is my 2nd discover card. i have the card since july, 6k sl
I pulled the trigger at 5 months, what the heck ms disco has been showing me lots of love lately, 2 cli's on card #1 1500 and 1000 making that card 5500 and approving card #2 6k sl all within 6 months.
It was a soft pull so no harm no foul.
heres what the letter gave as a reason,
INSUFFICIENT EXPERIENCE WITH CURRENT DISCOVER CARD CREDIT LIMIT
Yes, be patient. It took 2+ years for me to get my first CLI on my 2nd Disco - but then they gave me two increases in short order. I doubt that you'll have a similar experience -- I've got a unique profile -- so take heart and let the card age a little bit and try, try again. ![]()
@SweetCreditObsession wrote:
@SUPERSQUID wrote:This is my 2nd discover card. i have the card since july, 6k sl
I pulled the trigger at 5 months, what the heck ms disco has been showing me lots of love lately, 2 cli's on card #1 1500 and 1000 making that card 5500 and approving card #2 6k sl all within 6 months.
It was a soft pull so no harm no foul.
heres what the letter gave as a reason,
INSUFFICIENT EXPERIENCE WITH CURRENT DISCOVER CARD CREDIT LIMIT
Yes, be patient. It took 2+ years for me to get my first CLI on my 2nd Disco - but then they gave me two increases in short order. I doubt that you'll have a similar experience -- I've got a unique profile -- so take heart and let the card age a little bit and try, try again.
I usually play it on the reserved side, i know its a long game.
At 14 months i got my first cli on disco card #1 1500 and in only a few months after that i got my 2nd cli on that card 1000.