Hello Everyone!
I am so pissed. I trolled the boards for this very topic- Discover cli hard or softi....I pulled the trigger and whelp they did just that. I got to the second screen after the phone number review so the disclaimer at the bottom, clicked and moved forward and was told to give it 2 days. Sigh, I was so careful. I'm trying to purchase a home and have a meeting tomorrow with the mortgage lender. Boo!!! Discover.