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@radfamwrote:
I think I got my very first prequal mailer from Discover! Coming here for advice before deciding that’s what it truly is. It has an invitation code and a single number APR on the terms and conditions. Nice shiny pink envelope too, ha! Anyone else get one recently? I have had zero love from Discover before now. I used to check their website every few weeks and only PQ for a Discover IT secured, but haven’t checked in maybe two months now. I don’t know my current score, stopped MF for a little bit. I know my EX is basically the same, 630 as of today on their app.
Do the mailer have the opt out language on it?
@radfamwrote:
At the bottom of the info, under the invitation code, it says:
“You can choose to stop receiving “prescreened” offers of credit....” etc etc etc
That sounds like a true prequalification.