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Discover pending cli request

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Anonymous
Not applicable

Discover pending cli request

I got $1500 and then two days later requested another cli and it went to pending. What are my chances for another cli if it's still pending?

Message 1 of 16
15 REPLIES 15
mitchblue
Valued Contributor

Re: Discover pending cli request

6%. Maybe 7.

FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)
Message 2 of 16
dstew201
Regular Contributor

Re: Discover pending cli request

.000000000000000000001%
Message 3 of 16
signaturecardmember
Frequent Contributor

Re: Discover pending cli request

they are back to the 90 day rule pretty much

Started: 4/14 Bank of America Signature $6k, 85% Utilization, 745 Fako
Currently: 6/18 Bank of America Signature $99.9k, Chase Slate $0, Chase Freedom Signature $2.5k, American Express Gold NSL, American Express Everyday $6k, Lowes GE $0 (From $35k), Discover IT $38.5k, Capital One Quicksilver $5k, Barclays US Airways $24k, DCU Platinum $30k, PenFed Promise $47k, Chase Freedom Unlimited Signature (From CSP) $50k, Chase AARP Signature $7.5k, American Express Blue Cash $7.5k, Citi American Airlines Platinum $10.5k, Capital One Venture Signature $30k, Chase Sapphire Preferred (From Reserve) $12k, Chase Ink Business Preferred $10k, Barclays Aviator Business $14k. Total Available Credit: Over $350k, Utilization 4%, AAoA 7 Years, TU Fico 799, EX Fico 727
Message 4 of 16
Anonymous
Not applicable

Re: Discover pending cli request


@Anonymous wrote:

I got $1500 and then two days later requested another cli and it went to pending. What are my chances for another cli if it's still pending?


I believe the wait time between CLIs for Discover It is 90 or 91 days. Please keep in mind that this is not guaranteed. Some people have waited 12-18 months for their first CLI so be thankful.

Message 5 of 16
Anonymous
Not applicable

Discover pending cli request

As a data point, In June my SL was $3,200.  Exactly 2 months later (August) I initiated CLI through the website, and was approved for a $1,500 increase automatically. One month later (September) I initiated a CLI thrugh the website, but was given the 2-5 day message, and the next day I saw a $4,000 increase to my current level.  Both CLI's were SP.  I have not received any auto CLI's. 

 

I have low income, but usually charge $1000 per month with them, and I usually leave a balance of $100-$200 since I still have 0% intro APR. As I've read on these forums before, Discover does strange things and is very hard to predict. Please keep us posted on your hopeful success 

 

Message 6 of 16
Anonymous
Not applicable

Re: Discover pending cli request

I'm definitely thankful for the cli from discover. I just wanted to get some stats and datapoints, so thanks for those who have contributed Smiley Very Happy

Message 7 of 16
barthooper
Frequent Contributor

Re: Discover pending cli request


@Anonymous wrote:

As a data point, In June my SL was $3,200.  Exactly 2 months later (August) I initiated CLI through the website, and was approved for a $1,500 increase automatically. One month later (September) I initiated a CLI thrugh the website, but was given the 2-5 day message, and the next day I saw a $4,000 increase to my current level.  Both CLI's were SP.  I have not received any auto CLI's. 

 

I have low income, but usually charge $1000 per month with them, and I usually leave a balance of $100-$200 since I still have 0% intro APR. As I've read on these forums before, Discover does strange things and is very hard to predict. Please keep us posted on your hopeful success 

 


As somone just approved for the Discover It this past week, thanks. Good to have a timeline of CLI activity. I've heard they are generally conservative with CLIs but they have been very good to you in such a short time. Congrats!

Quicksilver - 16k | Discover It - 34k | Citi DC - $21k | Chase Amazon - 8k | Chase Reserve - 19.5k | Chase Preferred - 5k | EX FICO (Discover CSC) 788
Message 8 of 16
Anonymous
Not applicable

Re: Discover pending cli request


@Anonymous wrote:

I got $1500 and then two days later requested another cli and it went to pending. What are my chances for another cli if it's still pending?


Did you get the 1-2 day pending or the 7-10 day pending message? I don't recall reading about anyone getting the 1-2 day message and being out right rejected. The 7-10 day message seems like less than a 50/50 shot from the posts I've read.  Just keep checking your available credit, because they usually don't send a "your credit line has been increased" email after the pending message, it just appears.

 

My main goal was to get over a $5000 CL to get a visa signature or WEMC next year, so my next CLI request probably won't be until the end of the year.  Good Luck, and keep us posted!

Message 9 of 16
ojefferyo
Valued Contributor

Re: Discover pending cli request

Here's a couple data points

 

Discover IT CLI of $4k on 8/24/15 then was denied after 34 days for another CLI, but on 10/4/15 I requested another CLI and got another $4k. All request went into 2 day pending

Current limit $25.7k

 

Discover MILES 8/7/2015 CLI of $4k, 9/14/2015 requested a CLI and got $4k. First request was instant since it was after the first 90 days of having the card second request went 2 day pending. 

Current limit $12.5k

 

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 10 of 16
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