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Discover pull

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Valued Contributor

Re: Discover pull

Since you have a high cl card with them already, why don't you try a BOA pre approval?
"My Take Home Pay Don't Take Me Home"
Amex Blue Business Cash; Lowe's Rewards
BB&T SpectrumCR
Capital One Savor; Venture; Spark
CitiBank Staples More; Home Depot
Comenity GoodSamsVS
Discover Cash Back; Chrome
Synchrony AmazonNet55; CareCredit; Lowe's Adv & Pro's
Synovus LOC
[Total Open: 185.2k] [Total Closed reporting: 156,823k] EXP 720, EQ 744, TU 736
Message 11 of 33
Valued Contributor

Re: Discover pull

Agree but just have no patience to scroll all the way back and read everything I didn’t really follow this thread so much ,
But now I want to know if there’s any chance to get a decent credit line if I apply for the second card if anyone knows
Since I do have a soild the APR on the preapproval page
Message 12 of 33
Valued Contributor

Re: Discover pull

lol, that's a loaded question......only one way to find out. Scares me though, I'm not all that favorable, you may be but ymmv. If you go for, update plz. Wouldn't you rather try with another issuer to broaden your horizon?
"My Take Home Pay Don't Take Me Home"
Amex Blue Business Cash; Lowe's Rewards
BB&T SpectrumCR
Capital One Savor; Venture; Spark
CitiBank Staples More; Home Depot
Comenity GoodSamsVS
Discover Cash Back; Chrome
Synchrony AmazonNet55; CareCredit; Lowe's Adv & Pro's
Synovus LOC
[Total Open: 185.2k] [Total Closed reporting: 156,823k] EXP 720, EQ 744, TU 736
Message 13 of 33
Community Leader
Mega Contributor

Re: Discover pull

OP, there is no way to guess what your SL will be.
I believe you will be approved based on pre approval, but that APR is pretty high for second Disco card.
There is something in your profile indicating a higher risk.
EX 759 EQ 774 TU 753


Message 14 of 33
Valued Contributor

Re: Discover pull

No Bofa for me since I am only 3 years after bk
New York State do they still pull Equifax disco?
Or is there any good cards with Equifax pull
I do have penfed and nfch already
Message 15 of 33
Super Contributor

Re: Discover pull

You’re going to be seriously disappointed with that APR when it comes to the SL...

 

They pulled EQ for me in March but a lot of the DPs I’ve seen lately have been EX. 


01/2019:
10/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 16 of 33
Valued Contributor

Re: Discover pull

I guess I’ll just stick to the one card I have with discover
Message 17 of 33
Valued Contributor

Re: Discover pull

Join us in the garden......it kinda scratches that itch. Know what I mean?

"My Take Home Pay Don't Take Me Home"
Amex Blue Business Cash; Lowe's Rewards
BB&T SpectrumCR
Capital One Savor; Venture; Spark
CitiBank Staples More; Home Depot
Comenity GoodSamsVS
Discover Cash Back; Chrome
Synchrony AmazonNet55; CareCredit; Lowe's Adv & Pro's
Synovus LOC
[Total Open: 185.2k] [Total Closed reporting: 156,823k] EXP 720, EQ 744, TU 736
Message 18 of 33
Super Contributor

Re: Discover pull


@LauraC wrote:
Join us in the garden......it kinda scratches that itch. Know what mean?

One of us!

 

One of us!

 

One of us!


01/2019:
10/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 19 of 33
Valued Contributor

Re: Discover pull

Did the second card with disc got a 3k 14.24% solid apr
Not what I expected I was hoping for a bigger credit line
My first card has a 28K credit line
What are my chances that I will get a credit line increase later if I use the second card and pay it off monthly?
Message 20 of 33
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