Discover makes me want to stab my eyeballs!
I have grown to hate them so much I think I'm going to close our joint account too... I hate nothing more than a bank that gives you a credit analyst that actually isn't one and can't give you REAL answers just suggestions that are really quite stupid.
Don't tell me 9 year old BK is reason for denial when it's so publically known that you give out accounts to people less than 6 months out of BK and 1-2 years for SURE and with scores way below 650 and I have a 700... I know better than anyone it's more than score and blah blah but I just can't handle the model and I wish I could block them on my browser so I would stop applying because I feel i should just get approved even though i don't even care for the card 
that's how obsessed I am with banks that won't approve me and makes me so mad and crazy!
thanks that's all for my rant.... now you have 3 seconds to talk me out of canceling our joint account that will not move without HP's and doesn't qualify for sp's if you ask me because it's joint... and we don't even get the fico score anymore for the primary like we use too.
Discover strikes you again.. Another 5 HP's and you might get it eventually.. Discover sucks big time on whom they approve and don't approve, I don't think many people can argue that they aren't bi-polar. As they approve some people not to short after BK and other in the 700's with no baddies they decline. They aren't inquiry sensitive as we also know.. They are a true mystery to me! I will never ever waste a HP on them unless their was a 10k signup bonus type of thing
.. Not that great of card IMO.. Freedom is fine for me.
On the upside, they were able to lower the APR and you can still take advantage of the Amazon promotions (i.e. Amazon Fresh which you absolutely love). One day, you'll get it!
I can't tell you to stop obsessing about it because you won't and you will still try it again next month 
^ On another note cant wait for Big Bang Theory (believe that is clip to be back this coming Monday ). My monday nights will be complete again
@Creditaddict wrote:Discover makes me want to stab my eyeballs!
I have grown to hate them so much I think I'm going to close our joint account too... I hate nothing more than a bank that gives you a credit analyst that actually isn't one and can't give you REAL answers just suggestions that are really quite stupid.
Don't tell me 9 year old BK is reason for denial when it's so publically known that you give out accounts to people less than 6 months out of BK and 1-2 years for SURE and with scores way below 650 and I have a 700... I know better than anyone it's more than score and blah blah but I just can't handle the model and I wish I could block them on my browser so I would stop applying because I feel i should just get approved even though i don't even care for the card
thanks that's all for my rant.... now you have 3 seconds to talk me out of canceling our joint account that will not move without HP's and doesn't qualify for sp'sI'm if you ask me because it's joint... and we don't even get the fico score anymore for the primary like we use too.
I'm sorry to hear that you we're not approved for the Discover card. When I read your thread I laughed so hard about the stab your eyeballs, it was too funny and I'm still laughing. I can relate and I think we all can at some point. Glad you were able to find some good in keeping the relationship with them. It will happen one day!
Creditaddict - Don't get why you get turned down. From the old days, it took me from a BK7 2001 to 09/2011 to get an approval from Discover (turned me down twice before that). Today as you stated, people are falling out of a BK and getting approved. Understand your frustration! RANT away 
@CreditCuriousity wrote:Discover strikes you again.. Another 5 HP's and you might get it eventually.. Discover sucks big time on whom they approve and don't approve, I don't think many people can argue that they aren't bi-polar. As they approve some people not to short after BK and other in the 700's with no baddies they decline. They aren't inquiry sensitive as we also know.. They are a true mystery to me! I will never ever waste a HP on them unless their was a 10k signup bonus type of thing
5th time was a charm for me CC!! LOL.. I was ready to do battle, and app every month until these said yes. LOL And yes..I was approved 1.5 yrs post BK7 with a 659, and 80 inquires, lmao!!
CA...im TOTALLY on your side. They should have approved you, and not me, and i apped 5 times before approved, LOL. I was gonna app every month until they approved me too.
Just like Barneys...I KNOW you'll get them both soon..
Just like Barneys...I KNOW you'll get them both soon..
@pizza1 wrote:
@CreditCuriousity wrote:Discover strikes you again.. Another 5 HP's and you might get it eventually.. Discover sucks big time on whom they approve and don't approve, I don't think many people can argue that they aren't bi-polar. As they approve some people not to short after BK and other in the 700's with no baddies they decline. They aren't inquiry sensitive as we also know.. They are a true mystery to me! I will never ever waste a HP on them unless their was a 10k signup bonus type of thing
5th time was a charm for me CC!! LOL.. I was ready to do battle, and app every month until these said yes. LOL
You have to admire the determination....80 inquiries😂😂👌🏽