Disney Rewards Visa from Chase - Should I app?

[Anonymous]

I received a mailer for the Disney Rewards Visa from Chase.

Not sure if it's legitimate and if I should risk the HP?

The mailer has an invitation number, a phone number I can call & the getmemyvisa.com website listed.

Chances of approval? I only have 2 secured cards, just past the 3 month mark on both and 5 inquires (3 from over a year ago for utilities & 2 recent ones

[OmarGB9]

Do you visit Disney often and/or purchase Disney merchandise often?

[Anonymous]

I do; merchandise for my loved ones.

I'm planning a Disney World trip in 2017.

[OmarGB9]

If you can justify the annual fee and truly get a good return on the rewards, then I'd say go for it.

[Anonymous]

Its a basic 1% back card, and 2% on some categories if you have the Premier. Some of the bigger perks are vacation financing, meet and greets, and many perks in the parks. My wife uses this as her primary card as we go to WDW once or twice a year.

[Anonymous]

The offer has no annual fee.

Even then I'm still debating it due to my limited credit history.

[Anonymous]

The one without the AF is kind of worthless.

[OmarGB9]

+1

[Anonymous]

I just compared both and you're right - the Premiere card looks like it would be a better card.

Still debating on apping or not.

I wonder if it can be "graduated" to the Premiere card later - anyone have any experience with this card?

[Anonymous]

You can upgrade after a year.