Do any credit cards only hard pull from Equifax?

[MitchDeerfield]

• What does it matter if a bank pulls from three credit bureaus or just one? Are you saying it lowers your FIC0 score more if the bank pulls from all three?

Inquiring minds want to know.

[FicoMike0]

The hard pull only effects score from the cra it's pulled from.  If your three fico8 scores vary by much, the low one likely has more pulls.

[FicoMike0]

Which banks pull which credit bureau is available here

https://ficoforums.myfico.com/t5/General-Credit-Topics/Which-Report-Will-They-Pull-Part-2/m-p/637977...

I just used it last week, I applied to usb with all but tu frozen. Immediate auto approval.

[youngandcreditwrthy]

citi will most likely pull EQ and EXP

target is like the only bank I can think of (TD really) that will only pull EQ.

Disover used to be EQ heavy but now I think they do Exp.

comenity bank USED to pull EQ to approve  most accounts. THe risk you run is that all banks have language that says they can pull any report any time for an permissible purpose. 

[jimmyd787]

equifax is weird  they changed my girlfriends' birthday from sept xx 1961 to december 30 1899 i know **bleep** well she's not that old!!!!!

old report sept xx 1961 birthday was dec 2023 and the report from may 2024 says birthday is 12-30-1899 im tracing it now but i think they

have her ex-grand-mother-in-law account mixed up with hers!!!!!!

[Rogue46]

Much if which bureau they will pull depends on your location, Check out the link upthread