Does AOD give auto CLIs?

[SPChaser]

I've yet to come across someone inquiring about this or speaking of receiving it, but does AOD give out auto CLI? If they do, can a fews DPs be posted regarding auto CLIs with them? 

[FinStar]

If anything, those would be posted in the Approvals section of the forums.  That said, there's only been a couple of DPs on customer-initiated CLI instances -- also posted there.

[SPChaser]

Copy. I'll take a search through there and see if anything becuase I've only noted the consumer initiated ones. 

[SouthJamaica]

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@SPChaser wrote:

I've yet to come across someone inquiring about this or speaking of receiving it, but does AOD give out auto CLI? If they do, can a fews DPs be posted regarding auto CLIs with them? 

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In my experience it's very, very rare for a credit union to give an auto CLI, so I really wouldn't be looking in that direction.  I've had many credit union cards during the past 5 years, and have only received 2 auto CLI's, one of them a mere 5%. Neither of the CU's was AOD.

[Wavester64]

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@SPChaser wrote:

I've yet to come across someone inquiring about this or speaking of receiving it, but does AOD give out auto CLI? If they do, can a fews DPs be posted regarding auto CLIs with them? 

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When I was approved for AOD CC back in April of 2020, that was one of my first questions to them (I was on the phone with them) concerning CLIs. I asked if CLIs were given here and there (6-months, 12-months) or did you have to request them? She indicated they are all REQs and they are all HPs. So there goes me going for a CLI 

[GatorGuy]

I was also told at application in May that CLI would come after 6 months and with a HP. 

[Mr_Mojo_Risin]

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@SPChaser wrote:

I've yet to come across someone inquiring about this or speaking of receiving it, but does AOD give out auto CLI? If they do, can a fews DPs be posted regarding auto CLIs with them? 

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I've never seen anyone post about an AOD auto CLI. I've heard of people taking a HP for a CLI with them though.

[SPChaser]

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@SouthJamaica wrote:

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@SPChaser wrote:

I've yet to come across someone inquiring about this or speaking of receiving it, but does AOD give out auto CLI? If they do, can a fews DPs be posted regarding auto CLIs with them? 

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In my experience it's very, very rare for a credit union to give an auto CLI, so I really wouldn't be looking in that direction.  I've had many credit union cards during the past 5 years, and have only received 2 auto CLI's, one of them a mere 5%. Neither of the CU's was AOD.

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@SouthJamaica that's also generally been my experience, yet I thought there might be an off chance AOD may be different instead me going through the rigorous process of again subumitting financial docs for a HP and mere consideration of a higher limit. 

[SPChaser]

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@Wavester64 wrote:

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@SPChaser wrote:

I've yet to come across someone inquiring about this or speaking of receiving it, but does AOD give out auto CLI? If they do, can a fews DPs be posted regarding auto CLIs with them? 

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When I was approved for AOD CC back in April of 2020, that was one of my first questions to them (I was on the phone with them) concerning CLIs. I asked if CLIs were given here and there (6-months, 12-months) or did you have to request them? She indicated they are all REQs and they are all HPs. So there goes me going for a CLI 

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@Wavester64  If that's the case - same here. I got in late with mere 5K SL but lowest APR, so I'll continue play along with that. 

[SPChaser]

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@Mr_Mojo_Risin wrote:

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@SPChaser wrote:

I've yet to come across someone inquiring about this or speaking of receiving it, but does AOD give out auto CLI? If they do, can a fews DPs be posted regarding auto CLIs with them? 

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I've never seen anyone post about an AOD auto CLI. I've heard of people taking a HP for a CLI with them though.

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@Mr_Mojo_Risin similar on my end so there is no hope 🤣