Does Chase Blacklist ?

[bk510]

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@Anonymous wrote:

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@B335is wrote:
As others have said Chase has a very long memory. Last year during a recon call they asked me about an old Bank1 card I let go bad in 1999. I didn't even remember it.

As to why get in with them, they have arguably some of the best sign up offers and rewards cards out there.

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They brought up a Providian card I had in 1999. 

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I havent heard that name in a longgg time...lol

I'm sure thats in my report somewhere, lol

[Anonymous]

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@bk510 wrote:

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@Anonymous wrote:

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@B335is wrote:
As others have said Chase has a very long memory. Last year during a recon call they asked me about an old Bank1 card I let go bad in 1999. I didn't even remember it.

As to why get in with them, they have arguably some of the best sign up offers and rewards cards out there.

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They brought up a Providian card I had in 1999. 

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I havent heard that name in a longgg time...lol

I'm sure thats in my report somewhere, lol

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I started rehabbing my credit about 7 months ago when out of the blue I received offers from Walmart and Cap 1, then subsequently from Discover. Apparently several medical collections aged off of my report. I got curios what my report looked like, so I did the free annual thing. Shocked to see a charge off from Chase. Never had a Chase card in my life, but have been banking with them for about 4 years now. I finally figured out that Chase had bought out Providian. Thankfully, it's due to age off in a couple of months. But, I did get double dipped on it because they sold it to .pinnacle.

[sjt]

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@Anonymous wrote:

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@bk510 wrote:

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@Anonymous wrote:

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@B335is wrote:
As others have said Chase has a very long memory. Last year during a recon call they asked me about an old Bank1 card I let go bad in 1999. I didn't even remember it.

As to why get in with them, they have arguably some of the best sign up offers and rewards cards out there.

---

They brought up a Providian card I had in 1999. 

---

I havent heard that name in a longgg time...lol

I'm sure thats in my report somewhere, lol

---

I started rehabbing my credit about 7 months ago when out of the blue I received offers from Walmart and Cap 1, then subsequently from Discover. Apparently several medical collections aged off of my report. I got curios what my report looked like, so I did the free annual thing. Shocked to see a charge off from Chase. Never had a Chase card in my life, but have been banking with them for about 4 years now. I finally figured out that Chase had bought out Providian. Thankfully, it's due to age off in a couple of months. But, I did get double dipped on it because they sold it to .pinnacle.

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Since Chase sold it to Pinnicle, make sure that Chase is reporting their TL as zero.

[Anonymous]

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@sjt wrote:

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@Anonymous wrote:

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@bk510 wrote:

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@Anonymous wrote:

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@B335is wrote:
As others have said Chase has a very long memory. Last year during a recon call they asked me about an old Bank1 card I let go bad in 1999. I didn't even remember it.

As to why get in with them, they have arguably some of the best sign up offers and rewards cards out there.

---

They brought up a Providian card I had in 1999. 

---

I havent heard that name in a longgg time...lol

I'm sure thats in my report somewhere, lol

---

I started rehabbing my credit about 7 months ago when out of the blue I received offers from Walmart and Cap 1, then subsequently from Discover. Apparently several medical collections aged off of my report. I got curios what my report looked like, so I did the free annual thing. Shocked to see a charge off from Chase. Never had a Chase card in my life, but have been banking with them for about 4 years now. I finally figured out that Chase had bought out Providian. Thankfully, it's due to age off in a couple of months. But, I did get double dipped on it because they sold it to .pinnacle.

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Since Chase sold it to Pinnicle, make sure that Chase is reporting their TL as zero.

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Thanks. Yes, it is reporting as zero on the Chase TL. I did get TU to remove both the Chase and Pinnacle TLs via early exclusion, but EX wont budge, and I know EQ is pretty stanuch on EEs.