I have been a member of NFCU since November 2017 and also approved for GoRewards CC with 1 HP from TU. NFCU account supplies you with EQ9 credit score, my question is when apping for CLOC does NFCU pull EQ score model 9 to determine approvals. Also, I have read NFCU will use the same pull when applying for both CLOC and auto loan, is this true? By the way, I live in New Jersey. ARs have been done 11/23/17, 12/26/17 and 1/4/2018 per Equifax soft pull reports.
Fico8 Util. Inq.(last yr) AAoA Fico9
EQ 719 8% 8 5 yrs, 0 mos 712
TU 735 8% 2 4 yrs, 4 mos 724
EX 729 8% 4 4 yrs, 6 mos 708
