I wanted this card and 3 months ago I appplied and was denied for accounts too new. At the time my TU score was 696. I just applied and was approved with 16 inquires on TU and a score of 748. I don't know the limit, it said it would arrive with the card in 7-10 days. Temp limit was 1000. I was approved last night for Lowes for 3000 and called and requested a larger limit and was granted 10000. Life is good.