EBay MC 7-10 day message

[Anonymous]

I was just approved for the PayPal Cash Back card with a 3k SL, they pulled Transunion. I had to call in and give a reference code, verify identity, etc.. 

I figured since I have been shown some Synchrony love the last 3 weeks (Care Credit SL 1.5, TJX SL 400, now PayPal), may as well try for an EBay MC as well since it's also Synhrony. Applied 45 minutes to an hour after applying for the PayPal card. 
Unlike the PP, no alert about a HP for the eBay card (could this be because they don't do 2 HPs on the same day?).

However, I did get the 7-10 message. There was a reference code. I stupidly did not screen shot it.

Is this likely a denial? The reference code started with the same letter as the previous one for PP which did lead to an approval, so is that possibly some light at the end of the tunnel? 
Should I try calling the phone number I called for the PP and see if a Synch CSR (underwriter?) can find my app and ask where we are at? 
Anyone know what the likelihood is I was flat-out denied vs. possible needed further verification? 
Is it a discouraging sign I didn't get a 2nd HP with this 2nd Synch app within the same hour? 

Hey- thanks guys (and yes I know it's time to garden!). 

[babygirl1256]

Congrats on your new Synchrony PayPal approval . . . hope that you receive good news on the EBay MC application.

[GApeachy]

@Anonymous by any chance is the email/log in address for your Paypal acct. different from the email address you've used for Ebay?  This just happened to me (got the 7-10 message for Paypal app, no HP either).

When I got the letter from Synchrony it stated, "could not verify".  All of my accts. with Synch have one email address but I forgot that my Paypal acct. set up many years ago had a different email address/log in credentials.  

Wait for the letter to see if that's the case.  

[GApeachy]

...and yes, I'd call if you don't want to wait on the letter.  Tell them you did not save the reference number and see what is required to push the app along.  GL!

[Ficoproblems247]

My guess is that it may have to do with applying for your 4th CC from the same lender within a period of a few weeks. I would be cautious as Sync can be twitchy. I don't think they'd do anything at this point other than deny you, but they don't like to issue what they consider to be "over exposure" to their customers. Not trying to be a downer, and I'm glad you got some nice approvals out of them, but I think this is likely their way of saying "That's enough for now." 

[Anonymous]

My eBay and PayPal emails ARE different! Interesting... well thanks, I wonder if that's why. Guess I'll find out! 

[GApeachy]

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@Anonymous wrote:

My eBay and PayPal emails ARE different! Interesting... well thanks, I wonder if that's why. Guess I'll find out! 

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Okay, that may be a good sign.  I decided not to call...I have no business applying for another acct. with them...I just can't help myself

Lmk what the letter states or what a csr states.  Again, GL!

But....like @Ficoproblems247 mentioned, with Synchrony "Less is More" hahaha!  It might have been a good thing to dodge that hp bullet and then the "No Soup for you" bullet too.

[Anonymous]

Uh-oh... do you think the damage is already done since I did app? Or only if I call to finish processing app??

[GApeachy]

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@Anonymous wrote:

Uh-oh... do you think the damage is already done since I did app? Or only if I call to finish processing app??

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I don't think so. No Hp so no damage probably....nothing was processed more than likely.

If it were me, and I didn't really want to continue on with the app, I'd just wait on the letter to see what it states.

If you still want to continue on with the app then that's a different story.  Whether or not it would put their "ugly eyes" on you or not, I have no idea at all.

Don't forget to lock your reports.

[Anonymous]

 Thanks so much for all the good advice! I'm sorry if this may sound dumb but what do you mean by lock my reports?