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Easiest commenity card?

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Anonymous
Not applicable

Easiest commenity card?

hi all,

 

Can anyone suggest a commenity card that is easy to get approved for? My scores are about 600 with all 3 cra. I was thinking of trying gamestop since i shop there for the kids, any suggestions would be greatly appreciated. Thanks

Message 1 of 9
8 REPLIES 8
elim
Senior Contributor
Anonymous
Not applicable

Re: Easiest commenity card?

I would attempt SCT with overstock, or wayfair. You don't have to submit application making it final until you're ready. People who collect pop ups have it down to science, its amusing.

Sct is shopping cart trick, if you're not familiar.

I read on here there was a rumor that the GameStop card was going away. I don't know if that is true however you have to apply for it inside of the store. I was suggesting the shopping cart trick just to see if community likes you and if they do then you can go for it.

the store retailers give out $300 credit limits with scores in the upper five hundreds so I think you have a good chance for any number of them but you will have to build them with use and time.

Message 3 of 9
lindsaydruart
Established Contributor

Re: Easiest commenity card?

Gamestop is preapproval only now. I was just in the store Sunday trying to app for it. Called the rep and there are no more apps. They have to invite you and it's heavily based on Power Rewards activity. They lost a customer this weekend Smiley Sad

Gardening since 12/15/2019. Goal 12/15/2021
FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
Message 4 of 9
Schoolbuskid
Valued Contributor

Re: Easiest commenity card?

I've got the following with scores ranging from 530-574

 

Buckle 250

Marathon 200 

Sports Authority 500

Express 500

 

all within the last month...so good luck! 

 

Rebuilding and Reducing Debt, is my game plan.
Message 5 of 9
Anonymous
Not applicable

Re: Easiest commenity card?

I cant get the sct to work for me, dont know why.

Message 6 of 9
Kirmie2010
Established Contributor

Re: Easiest commenity card?

Credit too new, not enough reporting, any 1 thing can throw off the preapprovals.  Ive gotten 3 preapprovals via SCT and those are the only pre approvals ive ever gotten.  (I applied and got other comenity card without ever getting the SCT popups though, so my score is still fine, i just wasnt in the pre approval list anymore)

 

Easiest to get would be Victoria's Secret or Overstock.  Next would like something like Express.

 

 

Message 7 of 9
Schoolbuskid
Valued Contributor

Re: Easiest commenity card?

Overstock didn't happen for me...it is issued by Comenity Capital Bank, which has tighter underwriting. I would definitely agree that Express is easy...just approved for that last week. 

 

Rebuilding and Reducing Debt, is my game plan.
Message 8 of 9
crrredit
Established Contributor

Re: Easiest commenity card?

Express and Victoria's Secret are the ones that came up for me first. I had no interest in them. Finally Overstock came up and I got that one. Now the only one I've seen since is J. Crew.

 

Message 9 of 9
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