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Ebates Visa and Credit Solutions

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ddemari
Super Contributor

Ebates Visa and Credit Solutions

I needed some kicks tonight and need them to be soft pulls lol. So I have had Ebates Visa for 5 months, no cli on it. Use the card often and PIF.

 

Called up CS just now. Got a gentlement who I got to warm up to me and started the friendly phone vibe. He took down my info and placed me on a brief hold.

He came back 5 minutes later and said im sorry sir I need a few more minutes looking over everything. Im like no problem!

 

Then he had me on hold for like 15 minutes, Im thinking ok this could be good or bad lol. Well he came back and said im sorry I cant raise the line blah blah letter in mail.

 

Usually my Credit Solution calls are pretty quick but the Visa/ MC Synch cards are like extremely hard for me to get a CLI via Credit Solutions. 

Message 1 of 24
23 REPLIES 23
Anonymous
Not applicable

Re: Ebates Visa and Credit Solutions

I hit the luv button.  It said no can do.  Mine started with $3,200 and is still there.  I'm gonna chill and be satisfied with Synchrony.  Love EBates and my Lowes card.

Message 2 of 24
FinStar
Moderator Emeritus

Re: Ebates Visa and Credit Solutions


@ddemari wrote:

I needed some kicks tonight and need them to be soft pulls lol. So I have had Ebates Visa for 5 months, no cli on it. Use the card often and PIF.

 

Called up CS just now. Got a gentlement who I got to warm up to me and started the friendly phone vibe. He took down my info and placed me on a brief hold.

He came back 5 minutes later and said im sorry sir I need a few more minutes looking over everything. Im like no problem!

 

Then he had me on hold for like 15 minutes, Im thinking ok this could be good or bad lol. Well he came back and said im sorry I cant raise the line blah blah letter in mail.

 

Usually my Credit Solution calls are pretty quick but the Visa/ MC Synch cards are like extremely hard for me to get a CLI via Credit Solutions. 


I think EBates is typically the more challenging one to grow from what I've seen.  When I got approved last Oct, the SL was $8K, then not even two months later, they auto-CLI'd to $11,200.  I had only charged maybe $200 at most?  Now, for me, $11,200 works just fine since I have other SYNCB dual cards with similar or higher CLs plus when I was aproaching the $100K exposure threshold I didn't want to cause waves or trigger AA.  Well, they auto-CLI's 3 of my other cards that placed me way over that threshold, no AA or hiccups, and life went on.

 

Naturally, I went for one more card to see what that would do since I was shopping at Belk's recently.  Approved for $3K.  So, SYNCB continues to be a mystery.

Message 3 of 24
ddemari
Super Contributor

Re: Ebates Visa and Credit Solutions

thanks for the info finstar, synch is definitely a mystery to me with their logic of me today vs tomorrow lol. 

 

maybe they will surprise me with auto cli eventually. or they are just like, he doesnt need anymore credit with that card or us right now he isnt using, i understand haha. 

Message 4 of 24
FinStar
Moderator Emeritus

Re: Ebates Visa and Credit Solutions


@ddemari wrote:

thanks for the info finstar, synch is definitely a mystery to me with their logic of me today vs tomorrow lol. 

 

maybe they will surprise me with auto cli eventually. or they are just like, he doesnt need anymore credit with that card or us right now he isnt using, i understand haha. 


Yes, a mystery indeed.  I remember needing some extra wiggle room back in June for my Sams MC since I was making a fairly large purchase.  The CL was $5K and I called the folks at Credit Solutions.  After a brief hold, they said no, no mister, you haf plenty!   Naturally, I thought about using chat but decided not to pursue it.  The next day, got up bright and early, was perusing the Sam's website and decided to check my account and hit the CLI link, ta-da! CLI to $8K in 5 seconds.  So, as you can see, mystery!

Message 5 of 24
ddemari
Super Contributor

Re: Ebates Visa and Credit Solutions

synch- they reward, they mystify, they approve, they disappoint with their approval process store vs visa/mc, low limit me, high limit me.... at least they pretty much like me and once in with their cards, u can be caught by surprise of some nice auto luv, haha. 

Message 6 of 24
FinStar
Moderator Emeritus

Re: Ebates Visa and Credit Solutions


@ddemari wrote:

synch- they reward, they mystify, they approve, they disappoint with their approval process store vs visa/mc, low limit me, high limit me.... at least they pretty much like me and once in with their cards, u can be caught by surprise of some nice auto luv, haha. 


Well, at least they're consistent in those 4 categories LOL Smiley Very Happy   But, you're right, whenever they auto-CLI unexpectedly, it certainly is a welcome surprise!

Message 7 of 24
Anonymous
Not applicable

Re: Ebates Visa and Credit Solutions

I'm stuck with the rest of you are I would gladly give away 10 grand of exposure to get $1,000 increase on my Ebates and Visa Signature status
Message 8 of 24
Ron1
Super Contributor

Re: Ebates Visa and Credit Solutions

Sorry to hear!!! It is tough to get CLI. I have been waiting over three months. I tried the chat and button. Still no go. Smiley Sad

 

 

Ron.

Message 9 of 24
Anonymous
Not applicable

Re: Ebates Visa and Credit Solutions

Ebates Visa is one of the more difficult cards to get and a difficult one to get increased. Keep trying! Smiley Happy

Message 10 of 24
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