Eligible for CSP Bonus? Current AU on Wife's CSP.

Anonymous · ‎02-15-2016

I want to apply for my own CSP however I am currently an authorized user on my wife's CSP (obtained 10/2015 with 40K bonus). My question is, am I eligible to receive the 50K sign up bonus when I apply since I am not the primary cardholder?

"50,000 Bonus Points

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months."

OmarGB9 · ‎02-15-2016

Yes because you haven't had your own card or gotten the bonus in your name.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

mikelo22 · ‎02-15-2016

Yes, you're eligible. And you can put your wife as an AU on your card, make one charge on it, and get another 5,000 UR.

Anonymous · ‎02-15-2016

Thanks for the info!

Anonymous · ‎02-15-2016

Thank you as well for the heads up! I was planning to add her to the card as aneeded AU. Trying to do all we can to maximize our points.

Anonymous · ‎02-15-2016

Before I apply, I wanted to see if anyone else had any direct experience with the same scenario. Would you kindly chime in and let me know if you ran into any issues or if you had to remove yourself as an AU from any of the cards. I would love to hear from you as well, so please chime in. The more the merrier!