After being blacklisted from Citi for years due to burning them when I was young, I am not back in! Over the last year the settlement I made with them in like 2009 has fallen off of all of my reports and finally I got a pre-qual for the double cash. Nice card, but it came with the max APR so I knew I would probably get a tiny limit, which I have no need for. A few weeks later, my pre-approval switched to the simplicity with a 17.99% apr, better but still nothing I have any need for. Also, i'm in the middle of a mortgage application so I won't be applying for anything until that is done.
Today, I have pre-qual's for all of their cards AND at their minimum APR's!
I'm not sure how my credit will be affected after the mortgage is all done and whether I should expect to still be pre-qualed. Also not sure if I should apply after the house closes or wait until the mortgage actually shows up on my CR's.
The DC is not so tempting for me, but the TYPrem seems to be calling my name, especially with the $500($625) bonus and the 3% travel/gas! I've pretty much decided that it will be my first post closing app, unless of course the Costco card absolutely blows me away.
