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Exp up to 666, how long before trying for AMEX (again)

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Anonymous
Not applicable

Re: Exp up to 666, how long before trying for AMEX (again)

No need to wait until Monday, got an email about 30 minutes ago saying they're processing my application, to check the status click here... APPROVED!!!

Thanks for the push CreditCuriousity!!

Oz
Message 11 of 18
NRB525
Super Contributor

Re: Exp up to 666, how long before trying for AMEX (again)

Congratulations!

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 12 of 18
CreditCuriosity
Moderator Emeritus

Re: Exp up to 666, how long before trying for AMEX (again)


@Anonymous wrote:
No need to wait until Monday, got an email about 30 minutes ago saying they're processing my application, to check the status click here... APPROVED!!!

Thanks for the push CreditCuriousity!!

Oz

Congrats to you, knew you would get in!  What is your initial SL?  In a month or two you can go for the ED and get a bigger limit if your scenario is anything like mine which it appears to be Smiley Happy...  Build your relationship with American Express and they will treat you good!  Score doesn't matter near as much when you are in with them and they can see how you take care of your card.  I log in every few days and just pay off my balance in full each time as well.  Probably doesn't matter, but wanted them to see I can pay whenever I need to .

Message 13 of 18
Anonymous
Not applicable

Re: Exp up to 666, how long before trying for AMEX (again)

I'm at work right now and I've barely gotten the online account access set up. Murphy's law kicking in, were busy cause I wanna set everything up lol. No clue on the SL, I'm guessing 1000. I really don't care as you've stated, I've got my foot in the door and the clock has started for some hopeful 61 day and 181 CLIs Smiley Very Happy

Oz
Message 14 of 18
CreditCuriosity
Moderator Emeritus

Re: Exp up to 666, how long before trying for AMEX (again)

IMO if it is a 1k SL, then after 31 days with payment history get the ED card as well as you will get a bigger SL and do a 3x on that if you seeking a bigger limit.  In my case the Delta I did really early on the 3x like after 25 days and got denied, should of waited the 61 days.. So that made me mad and tried again after 35 or whatever days and got a letter stating since I didn't get it on 25 days I would have to wait 3 months, so that is what prompted me to app for the ED card... Never would of expected a 10k approval.. So in basicaly another 60 days I will do a 3x on that for 30k..  So 3x on 1k in 60 days to equal 3k or 3x10k to = 30k..  Pretty much a no brainer for meSmiley Happy.. Obviousy you might have other needs/desires thoughSmiley Happy

Message 15 of 18
Anonymous
Not applicable

Re: Exp up to 666, how long before trying for AMEX (again)

I remember reading there's sometimes a number you have to call to find your starting limit with AMEX. I tried the 800-567-1083 number and went under application status and they're closed today Smiley Sad

The online app status and the online account access don't list anything under available credit...

Oz
Message 16 of 18
CreditCuriosity
Moderator Emeritus

Re: Exp up to 666, how long before trying for AMEX (again)


@Anonymous wrote:
I remember reading there's sometimes a number you have to call to find your starting limit with AMEX. I tried the 800-567-1083 number and went under application status and they're closed today Smiley Sad

The online app status and the online account access don't list anything under available credit...

Oz

Just do online chat via website with the rep and they will tell you.. Or try this # 1800 257 0770.  might work that is what i have on the back of my Amex Delta.

 

There is an automated #, for app stats, but can't remember it off hand.. One of the above two should deffinetly work

Message 17 of 18
TURNERHOOVER
Established Contributor

Re: Exp up to 666, how long before trying for AMEX (again)

Amex approved me for the everyday card with 661 EX a charge off 09' and two collections 10' 12' AAoA was around 5 years and Util 25% 0 INQ at time of app so that might be what helped most.

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 18 of 18
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