FAB&T denial

[CreditMagic7]

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@AverageJoesCredit wrote:
That was quite a mental picture CM7 just thinking of them seeing the screens and be like DARNIT! I heard of the myfico curse but thought it was like the boogeyman or unicorns haha. Pretty soon we'll be plastered all over banks and credit unions wall like a FBI most wanted

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I know, it's a pretty close to accurate picture don't you agree? 

Memos probably flew off the Faxes for all the other affiliates too.

[baller4life]

Yep. I picture Monday morning being utter chaos! LOL

Magic you remember the Langley CU fiasco? This reminds me of that hot mess! LOL

[CreditMagic7]

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@baller4life wrote:

Yep. I picture Monday morning being utter chaos! LOL

Magic you remember the Langley CU fiasco? This reminds me of that hot mess! LOL

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Ah yes, Langley CU.

I've often read from others about them and they were referenced to some great fiasco, but i never really read up on the actual posts or knew of it at the time that it happened.

However i can only assume it was on the order of a Duck/Beaver Club type of ordeal. Is that right?

[baller4life]

LMAO... So word got out that they had open membership and were generous. Well of course they got the MF stampede. So one of the members here let the MyFico name slip to a rep and all hell broke loose. They started shutting down cards and kicking people out left and right. THEN started stalking the forum. So whenever someone called in about why their card was closed, they would say "WE KNOW ABOUT YOU MYFICO PEOPLE"!!!!! Like we're some huge group of fraudsters that are out to bilk CUs. AND they refused to remove inqs of all that joined and apped.

[Anonymous]

Man!!  These people are the lowest of the low.  How sh**ty is that hand out all of those approvals and then take them back?  If they had a team huddle and decided to implement a "member only" policy, fine, but its so wrong to turn all of those approvals into denials just like that.  So they used a magic 8 ball from last years white elephant to make their business decisions and then realized that was a "der der der" on their part but they need to stand up and take the blame for this.  I for one am glad they denied me because after seeing what crap they are doing now, I would close my own account.  SMH.  

Oh, and it appears they are not taking apps atm.  Link is dead :-/ lmao!!!

[AverageJoesCredit]

That mental image of them saying " WE KNOW ABOUT YOU MYFICO PEOPLE" got me rolling, Baller !! Kind of flashed to Wizard of Oz, " I'll get you my pretty...ahh hah ha ha !" Now that was a crazy story.!

[baller4life]

Lmao it was so crazy. There were alot of pissed members around here. So when somebody told a Penfed rep about the data share thread here, everybody freaked out. I even changed the name of the thread since the member even gave Penfed the thread name lol. People can't be telling lenders about what we talk about here. They get all paranoid and get to feeling some kind of way! LMAO. #stopsnitchin

[AverageJoesCredit]

Thats a good point though, i think when one gets so accustomed here, you become so proud of being part of myfico, its real easy to let this place slip the tongue. In cases where a place gets swamped by apps , its only natural they might want to know where the roaming mauraders came from

[baller4life]

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@Anonymous wrote:

Man!!  These people are the lowest of the low.  How sh**ty is that hand out all of those approvals and then take them back?  If they had a team huddle and decided to implement a "member only" policy, fine, but its so wrong to turn all of those approvals into denials just like that.  So they used a magic 8 ball from last years white elephant to make their business decisions and then realized that was a "der der der" on their part but they need to stand up and take the blame for this.  I for one am glad they denied me because after seeing what crap they are doing now, I would close my own account.  SMH.  

Oh, and it appears they are not taking apps atm.  Link is dead :-/ lmao!!!

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Looks like you dodged a bullet texamommy. This operation is VERY unprofessional. They have gone back and reversed approvals of all that applied that didn't have accounts. Poor woodyman has had his card a few weeks and they even closed his. Unbelievable.

[Anonymous]

It is. I think every single person that was affected by their unprofessionalism should file a complaint with the BBB and any other institution that can give them a bad rep. That's the only way that they will attempt to make anything right, even if it's just removing the inquiry since a lot of people wouldn't have applied if they knew membership was required. I know I wouldn't have. People need to know and be aware of this company's horrible work ethic and customer service skills before deciding to do business with them. I've never heard of a bank and trust requiring a banking relationship with them for approval, I thought that was just credit unions. If they can't handle a sunami of apps, let's see how they handle a hurricane of complaints. It would serve them right. I feel so bad for people who had their accounts closed. That so not right.