@Lou-natic wrote:
It would slow down a lot of "impulse" credit applications. . . .
This is the main reason I usually keep mine frozen, lol. When I read about some exciting credit card here on the forums and immediately think "I gotta get me one of these," it's one more step I have to take, giving me more time to think about whether I really need this, and if so, whether I really need it right now.
