FNBO PRE APPROVAL? Not sure

[texasman07]

So I received a letter in the mail saying " congratulations , you have earned this exclusive opportunity and are just steps away from your new platinum edition Visa card". I don't even bank with them . Is this a pre approval ? Not sure because it says Invitation at the bottom .

[Anonymous]

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@texasman07 wrote:
So I received a letter in the mail saying " congratulations , you have earned this exclusive opportunity and are just steps away from your new platinum edition Visa card". I don't even bank with them . Is this a pre approval ? Not sure because it says Invitation at the bottom .

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@texasman07,

It is a pre-approval.  Not an actully approval and you can still get declined.

[texasman07]

I am so tempted but don't want the pull then a decline . It looks legit

[Anonymous]

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@texasman07 wrote:
I am so tempted but don't want the pull then a decline . It looks legit

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Check the credit database if you haven't already to get an idea of what people where approved at, limits etc.. 

[Anonymous]

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@Anonymous wrote:

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@texasman07 wrote:
I am so tempted but don't want the pull then a decline . It looks legit

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Check the credit database if you haven't already to get an idea of what people where approved at, limits etc.. 

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+1, if your situation/scores are close to others that have been approved then I'd say go for it

[Anonymous]

I got an invitation to apply for the Amex on Monday. Applied on Tuesday, got approved on Thursday for $5500 don't know the apr yet.

[Anonymous]

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@Anonymous wrote:

I got an invitation to apply for the Amex on Monday. Applied on Tuesday, got approved on Thursday for $5500 don't know the apr yet.

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I just applied and got approved today for $2,500. Not sure my APR yet either (for BCE tho)

[Anonymous]

Congrats!

[texasman07]

I got the 2-4 week message last night and it can't find my application when I check the status. Did you have the same issue ?

[JoshuaHolySpirit]

I even got a better response on their Amex website. ( MA and/or FL residence.)

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