FYI: Cap One using FICO 3 score for Venture Apps

[Imperfectfuture]

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@TheConstant wrote:

Mine has FICO Score 3 in between BankCard Score 8 and BankCard Score 2 WHAT THE HECK!!

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Mine also lists Fico Score 3, though I don't believe it updates (could be wrong, don't remember the original scores, and too cheap to buy another report).

[EW800]

Wow, looks like FICO 3 is whacking you hard, too. It appears to be a very non-forgiving model.

[Imperfectfuture]

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@EW800 wrote:
Wow, looks like FICO 3 is whacking you hard, too. It appears to be a very non-forgiving model.

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Those aren't my scores, I was quoting the OP. 

[Anonymous]

[Anonymous]

I wonder if that would have passed for a Venture approval!

[Anonymous]

See my sig for scores.

I am flipping out right now.

I was pre approved for venture and quicksilver and platinum prestige. I was convinced that I would be denied even though I had abnormally high mortgage scores in relation to my Fico 8's.

I finally applied for QS1 because I thought no way would I get QS, and I was instantly approved for $3,000

Then I figured I had nothing to lose but an inquiry and I was instantly approved for......$10,000 Venture one!!!

I may have to take the rest of the day off.  thank you to all who encouraged me!!!

I would have never been able to accomplish this without the wealth of information here.

(I still won't believe it till the cards are in hand!)

[baller4life]

Well this explain why my Venture letter shows my EX 59 points lower than Amex. Thanks folks.

[Anonymous]

Yea, the Venture is obviously Cap One's high end card as they seem to give significantly higher CL's. I'm lovin Cap One lately.

[Anonymous]

I just checked. I have a FICO 3 also.

In my wallet: Capital One (secured) 1917; Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000. Total Credit: 51,217.
6/13-FICO: EQ - 764; TU - 717; EX - 681; GOAL: 780 across the board. Gardening until further notice.