Fidelity Amex to BOA Americard

[xgac12x]

So basically I was approved for a Citi Double Cash. I have a large limit on the Fidelity, and I was to utitlize the 15 month no interest on the BOA card. Would I be able to product change the cards? Or is that not possible anymore. 

Thanks

[Kenny]

I'd like to product change my fidelity Amex too.. Interested in hearing the responses.

[xgac12x]

I did it from a BOA to Fidelity a couple years ago. But I called a backdoor number and none of them work anymore so Im not sure

[Kenny]

Spent a great amount of time with FIA card services just now. Stated that they couldn't product change to anything, but they'd be more than willing to take a new application. Ugh. Please. lol

This card will definitely be the next on the chopping block whenever anything is cut, for me.

[Anonymous]

From my understanding, Fid Amex does not PC. 

Sorry. 

[xgac12x]

If I apply and say I am not approved, would I be able to transfer the credit limit to the new card and close the Amex out?

[NRB525]

I guess I'm not even following any of this discussion. Fidelity AMEX is like an island, no relation to any of the other cards, the bank is a Fidelity arm, right? so what would you possibly PC to?

All the banks listed in the opening question are different banks, I'm not seeing any PC possibilities anywhere here.

Am I missing something?

[Anonymous]

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@NRB525 wrote:

I guess I'm not even following any of this discussion. Fidelity AMEX is like an island, no relation to any of the other cards, the bank is a Fidelity arm, right? so what would you possibly PC to?

All the banks listed in the opening question are different banks, I'm not seeing any PC possibilities anywhere here.

Am I missing something?

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+1

[Anonymous]

I am a long time BofA customer with a good business relationship with their private banking arm.  I have asked him in the past about PC.  BofA will no longer PC co branded cards, Fidelity or Virgin etc.  they will allow you to PC their current BofA cards, BBR, cash rewards, travel rewards or old products no longer offered such as Platinum, Quantum, Private and Premier sig.  You will keep the terms and conditions of the original account.  For example I PC'd a Private and Premier card to Travel Rewards and my APR is 7.24% for BT, cash advance and purchases with a $25 annual fee even though new Travel Rewards have no annual fee.  No HP to PC a cards but HP to move a credit limit now. Hope that helps. 

[12njoy]

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@xgac12x wrote:

So basically I was approved for a Citi Double Cash. I have a large limit on the Fidelity, and I was to utitlize the 15 month no interest on the BOA card. Would I be able to product change the cards? Or is that not possible anymore. 

Thanks

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I recently (last week) called BOA regarding consolidating my three cards (Fidelity Amex, Better Balance Rewards and Cash Rewards).  The CSR said that I could consolidate all three cards into one card, but it would require a HP/applicaiton.  I'm not sure about this CSR as he also told me that I couldn't transfer the entire limits into one card.  I declined because he said I couldn't transfer all the limits.