Fifth Third Bank... How are they?

[restdani]

i was recently approved for the truly simple card and since i haven’t received the card in the mail, i called to get some stats. the csr was able to tell me that i got a 3k starting limit, which seems a little bit low for what i was expecting considering my data points.

does anyone know how they are with recon a starting limit? is it possible to that with them once i have the card in my hands? any info will help!

[CreditCuriosity]

Hoenstly not alot of data w/regards to what I have seen on reconning the SL with 5/3rd bank that I have ever seen... Best bet is to use it 6 months then take a HP CLI if you want the limit increased although you certainly can try to recon the SL when you receive the card, but not sure how that whole process goes and would expect another HP if they were to reconsider it so better off just waiting 6 months approx IMO.

[fltireguy]

I agree with CC. I don’t think I have seen anyone do a recon (either approved or denied) with 5/3 at all.

I’ve been pretty happy with the SL that they have given me though (15k&6k) off preapproved mailers in the past 4 months

[fltireguy]

Also what were your data points?

[restdani]

i actually received a pre-approved mailer also, hence why i applied in the first place. my scores ranged from 722 - 735 at the time of application. no negatives, and 12 inquires from past 2 years, only 2 being in the last six months. i guess it doesn’t hurt to call and ask, but making sure that it isn’t another hard pull. thanks !

[restdani]

also forgot to mention that my utilization is at a 3% for my overall total credit line.