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Fifth Third Card Offer

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Cory88
Frequent Contributor

Fifth Third Card Offer

When I was in the branch the other day they said I was pre approved for a credit card. I asked if it was SP or HP one point he said SP then went to HP he did not know for sure he said I worked for them for over 15 years and did not know. LOL. Does anyone know?

Message 1 of 5
4 REPLIES 4
coldfusion
Community Leader
Mega Contributor

Re: Fifth Third Card Offer

My own experience was that it led to a hard pull but caveat emptor, my data point is pretty old.

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 5
Anonymous
Not applicable

Re: Fifth Third Card Offer


@Cory88 wrote:

When I was in the branch the other day they said I was pre approved for a credit card. I asked if it was SP or HP one point he said SP then went to HP he did not know for sure he said I worked for them for over 15 years and did not know. LOL. Does anyone know?


5/3 is HP for application AND HP for CLI.

 

Also, they have no card that is anything more than "Mehh"

2% Card "No FTF" if they are holding 100k+ of your money

1.67% card "No FTF"

1% card "No FTF"

 

and a Secured card at 0% with FTF, with HPs for App and for CLI, and _will not_ graduate.

Message 3 of 5
GZG
Senior Contributor

Re: Fifth Third Card Offer


@Cory88 wrote:

When I was in the branch the other day they said I was pre approved for a credit card. I asked if it was SP or HP one point he said SP then went to HP he did not know for sure he said I worked for them for over 15 years and did not know. LOL. Does anyone know?


yeah it will be very likely be a HP

 

I can't also see why bother getting it, no SUB, no intro APR period? 

 

and the fact that he doesn't know is pretty indicative of how that bank functions as a whole, but if they want to keep throwing out free checking SUBs, I'll gladly keep taking their money every 13 months

Starting FICO 8:
Current FICO 8:



2/6, 2/12, 6/24 new accounts
Message 4 of 5
Realist
Regular Contributor

Re: Fifth Third Card Offer

In my opinion the only opportunity to take advantage of with 5/3, is their welcome bonus.  $300-$400 per sign up, they pay near immediately upon completion of offer.

 

 

$XXX,XXX in credit lines. First digit isn't a one or two.
4-5 weeks in free credit reward vacations, booked through 2028.
$X,XXX in bank rewards in only 12 months.
I like FREE...

800+ FICO.

Making all numbers dance on a financial ledger.
Abuse that score responsibility for maximum gain.
Message 5 of 5
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