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Finally Off of Chase's Backlist ............. Maybe

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Meanmchine
Super Contributor

Finally Off of Chase's Backlist ............. Maybe

A fun day so far.

Short story version, 2 and a half years ago I apped for the Chase Amazon card and was denied due to a 2010 unpaid Wamu credit card. A year and a half ago I opened  Chase checking and savings and every month, I throw a few dollars into it. I started to get the black star preselected offers for CSP, CFU, ond occasionally the CF card. But never a green check mark.

 

Today I went into a branch ( first ever trip to a Chase ) and spoke with an officer to see what products I was preapproved for and she told me I was preapproved for the CFU and Slate.  ( I never saw Slate pop up before ) I asked to to verify that I was preapproved and not preselected. She said definatly preapproved.

 

I thanked her for her efforts and told her Id be deciding in a few days.  If she was right, looks like Im PROBABLY off their black list or at least eligble for approval after a recon.  Either case Chase moves up near the top of my wish list now.

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Finally Off of Chase's Backlist ............. Maybe

Hey, congrats! That’s awesome.
Message 2 of 10
calyx
Super Contributor

Re: Finally Off of Chase's Backlist ............. Maybe

Congrats! (well, maybe congrats).   Definite congrats on the progress and building a relationship Smiley Happy

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 3 of 10
BronzeTrader
Valued Contributor

Re: Finally Off of Chase's Backlist ............. Maybe

You get a good chance.  But you not entirely out of the woods yet.  I've heard some CCs get approved, only get yanked back after the customer received and activated the CCs.

Message 4 of 10
Adkins
Legendary Contributor

Re: Finally Off of Chase's Backlist ............. Maybe

Congratulations!

Last HP 08-07-2023



Message 5 of 10
expatCanuck
Super Contributor

Re: Finally Off of Chase's Backlist ............. Maybe

Great to hear!


2023 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]
EQ8415 INQ (Auto, CC, HELOC, 2 mort)7y2m
EX8125 INQ (2 CC, 2 mort, HELoan)6y11m
TU8294 INQ (3 CC, 1 mort)6y6m
5/243/12AoYA 0m | AoOA 23y6m~3%
Message 6 of 10
Meanmchine
Super Contributor

Re: Finally Off of Chase's Backlist ............. Maybe

If you have an inbranch preapproval, do you have to apply inbranch in ensure your approval or can you  app later on your home puter

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 7 of 10
FinStar
Moderator Emeritus

Re: Finally Off of Chase's Backlist ............. Maybe

You would have to do it in the branch because results can vary from what's offered at the branch vs online.
Message 8 of 10
shoegal
Valued Contributor

Re: Finally Off of Chase's Backlist ............. Maybe

Congrats, Meanie! 

I wondered if they have forgiven me for my 2008 Wamu indiscretion🤔


Message 9 of 10
AverageJoesCredit
Legendary Contributor

Re: Finally Off of Chase's Backlist ............. Maybe

Go get 'em MeanieSmiley Happy
Message 10 of 10
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