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First Card... any advice?

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CreditDunce
Valued Contributor

Re: First Card... any advice?

I think Chase uses an internal score that excludes all store and AU cards from your report.  AU cards don't help with Chase.   Now that you have other cards give them a year to age and you will have an auto approval for the Freedom.

 

If you are still looking for a card to apply for, I like Discover IT for thin files.  It seems like a luck of the draw who they approve or not.  But the IT is worth the chance.  Especially, if you are an online shopper.

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