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For Synch CC....try this for a CLI!!

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juggar
Contributor

Re: ATTN: Synch CC holders!!! Do this instead PLEASE!!

Thank yah OP! I woulndt have done this if you didnt post lol. 

 

My Wal-mart card was at $1,300 and I asked for 5K. 

 

This was their response: "unfortunately we could only approve you for a $3,900 credit limit" 

 

Thats a $2,600 increase or a 200% increase from the $1,300 I had!

 

I didnt know wal-mart even went that high. Thank yah! Now to try Amazon. 

Amex Green, Chase Freedom(7.5K), Nationwide Visa Signature(6K), Chase Sapphire Preferred(6k), Cap One VentureOne visa signature (5K) BoA Cash Rewards siggy (5K), BoA travel rewards visa siggy(5K) PayPal Extras Mastercard(5K), Capital One QuickSilver(2.25K) Newegg Preferred Account(2K), Citi Forward(3.4K), Dell Account(2K) Discover IT(2.4K), Chase Slate (1.5K) Citi Diamond Preferred ($800), BestBuy Mastercard ($1500),Bill-Me-Later(1.2K), ,Barclay Mastercard(2K). TigerDirect TigerPay(3.15K), Wal-mart credit card(3.9K), Amazon store card (2K)

equifax - 720, TU - 747, Exp - 734 - report date 11/24/2014
15+ inqs...
Message 31 of 81
Anonymous
Not applicable

Re: ATTN: Synch CC holders!!! Do this instead PLEASE!!

I tried chat with Walmart and Amazon....denied for both because accounts were to new, opened in october but the rep for Amazon was very very nice and since he couldnt get me a increase he gave me a $25 statement credit that he processed right away. Seen it on my account the next day so its definitely worth a try because if you dont get a increase you might get a statement credit!!
Message 32 of 81
Creditaddict
Legendary Contributor

Re: ATTN: Synch CC holders!!! Do this instead PLEASE!!


@juggar wrote:

Thank yah OP! I woulndt have done this if you didnt post lol. 

 

My Wal-mart card was at $1,300 and I asked for 5K. 

 

This was their response: "unfortunately we could only approve you for a $3,900 credit limit" 

 

Thats a $2,600 increase or a 200% increase from the $1,300 I had!

 

I didnt know wal-mart even went that high. Thank yah! Now to try Amazon. 


ask for much more with amazon! if you are given what you ask for and no counter you know you left some on the table!

Message 33 of 81
Ragelog
Established Contributor

Re: ATTN: Synch CC holders!!! Do this instead PLEASE!!

After reading this thread and being denied all but one time when my Wal-mart card went from $400 SL ->$550 about 6 months ago via the LUV button. I decided to use the chat feature. I requested $3500 to match my highest CL card but let them know I was open to a counter offer and that they kept using a August CR when I hit the LUV button. Travis assisted quickly and countered with $1550 which I accepted and is visible immediately. I am happy with the result and thrilled once again to be apart of this forum. 

 

I have had the card just over 1 year this is my 2nd increase.

EQ04 675, EQ08 676, EX08 719, TU08 703 $12704.75/$123050 Revolving Credit (All 0% or 1.99%) - In Garden Since 5/25/2016

Last negative item should fall off in July 2017.
Message 34 of 81
juggar
Contributor

Re: ATTN: Synch CC holders!!! Do this instead PLEASE!!


@Creditaddict wrote:

@juggar wrote:

Thank yah OP! I woulndt have done this if you didnt post lol. 

 

My Wal-mart card was at $1,300 and I asked for 5K. 

 

This was their response: "unfortunately we could only approve you for a $3,900 credit limit" 

 

Thats a $2,600 increase or a 200% increase from the $1,300 I had!

 

I didnt know wal-mart even went that high. Thank yah! Now to try Amazon. 


ask for much more with amazon! if you are given what you ask for and no counter you know you left some on the table!


I asked for 10K with Amazon but they wernt having any of it. Probably because of the increase that I literally just got on the walmart card. haha

 

They did give me a $20 credit though, that was pretty awesome. Smiley Happy

 

I gotta say, Sync bank is actually a pretty great company. 

Amex Green, Chase Freedom(7.5K), Nationwide Visa Signature(6K), Chase Sapphire Preferred(6k), Cap One VentureOne visa signature (5K) BoA Cash Rewards siggy (5K), BoA travel rewards visa siggy(5K) PayPal Extras Mastercard(5K), Capital One QuickSilver(2.25K) Newegg Preferred Account(2K), Citi Forward(3.4K), Dell Account(2K) Discover IT(2.4K), Chase Slate (1.5K) Citi Diamond Preferred ($800), BestBuy Mastercard ($1500),Bill-Me-Later(1.2K), ,Barclay Mastercard(2K). TigerDirect TigerPay(3.15K), Wal-mart credit card(3.9K), Amazon store card (2K)

equifax - 720, TU - 747, Exp - 734 - report date 11/24/2014
15+ inqs...
Message 35 of 81
BUN
Established Contributor

Re: ATTN: Synch CC holders!!! Do this instead PLEASE!!

LOL's @ "yes pizza, I will be happy to help you!" Smiley LOL I just got 3 cards a CLI through chat so you are right on the money! JCP, Zales, and Macy's. Thanks for the funny post and the info!

Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
Message 36 of 81
SpaceInvader
New Contributor

Re: ATTN: Synch CC holders!!! Do this instead PLEASE!!

I have the Ashley Furniture Card from Synchrony bank. I tried doing the CLI via chat but the lady gave me the number to call and said she can't do it via chat as that feature is not available .... I got 2.1K via phone. Will try again in 4 months.

Gardening since: 4/2015
Starting Score: 666 Current Score: 688(Barclay FICO) Goal Score: 750

Message 37 of 81
Creditaddict
Legendary Contributor

Re: ATTN: Synch CC holders!!! Do this instead PLEASE!!


@SpaceInvader wrote:

I have the Ashley Furniture Card from Synchrony bank. I tried doing the CLI via chat but the lady gave me the number to call and said she can't do it via chat as that feature is not available .... I got 2.1K via phone. Will try again in 4 months.


Do you have monitoring? I'm interested to hear if this ends up being a HP tomorrow.

Message 38 of 81
Anonymous
Not applicable

Re: ATTN: Synch CC holders!!! Do this instead PLEASE!!

lol does the rep really call u pizza? Smiley Tongue xD

Message 39 of 81
bigDEElight
Frequent Contributor

Re: ATTN: Synch CC holders!!! Do this instead PLEASE!!

This didn't work for me with Sam's after they gave me an Auto-CLI. So just a data point, I think you need to be due for your 4 statement increase for it to work. I will try this with my Sync cards this weekend. Citibank stated that my lower limits kept them from giving me a higher limit than that 2K I got :-/ sooooo yeah, time to get more than the $150 increases from the LUV button.
EQ: 706 TU: 716 EX: 708
Total: $91,700 | 2016 Goal: $95K | Utilization: 8%
Message 40 of 81
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