Here are the data points for gf. She’s apping for Freedom in a few months and wanted to know approval odds.
FICO EX - 735
AAoA - 1 year 1 month
Oldest Account - 2 years
3 revolvers (1 secured) plus a small Student Loan in Deferment. Last account opened Feb 2018.
1 INQ on EX which is what Chase will pull.
Income: $13,000 Student.
I know the income is low but I’ve seen first hand people getting approved with those income levels. Also she has 5K credit lines on 2/3 of her cards so that will be good leverage for the application.
Thoughts on approval odds??
Thank you!
