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Frustrated with Barclays!

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12njoy
Super Contributor

Re: Frustrated with Barclays!

OP certainly understand your frustration.   However, the one good takeaway from this is that you didn't get a HP.  Barclays needs to step up to the majors.  They've been around long enough to have revised these idiosyncrasies.  

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 11 of 21
morgacj2004
Valued Contributor

Re: Frustrated with Barclays!

Well I am a stubborn SOB so I called BC tonight for the fourth time !  And lol and behold I was approved for my second BC.  5k Arrival Plus. I was able to establish repoire with the rep and he evidently was appeased with my explanation for opening up multiple acts this year. 


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 12 of 21
OmarGB9
Community Leader
Super Contributor

Re: Frustrated with Barclays!

Grats!

Last App: 1/10/2023
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Currently rebuilding as of 04/11/2019.

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Current FICO 8 scores:


Message 13 of 21
Imperfectfuture
Super Contributor

Re: Frustrated with Barclays!


@morgacj2004 wrote:

Well I am a stubborn SOB so I called BC tonight for the fourth time !  And lol and behold I was approved for my second BC.  5k Arrival Plus. I was able to establish repoire with the rep and he evidently was appeased with my explanation for opening up multiple acts this year. 


Congrats.  Except for some growing pains, Barclays has been good to me with the offers.  Can't complain, wemc should get you state side reps.

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Message 14 of 21
12njoy
Super Contributor

Re: Frustrated with Barclays!


@morgacj2004 wrote:

Well I am a stubborn SOB so I called BC tonight for the fourth time !  And lol and behold I was approved for my second BC.  5k Arrival Plus. I was able to establish repoire with the rep and he evidently was appeased with my explanation for opening up multiple acts this year. 


congrats wtg

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 15 of 21
Anonymous
Not applicable

Re: Frustrated with Barclays!

Congrats on your approval! You now know that Barlcay is inquiry sensitive.

Message 16 of 21
Anonymous
Not applicable

Re: Frustrated with Barclays!


@morgacj2004 wrote:

Well I am a stubborn SOB so I called BC tonight for the fourth time !  And lol and behold I was approved for my second BC.  5k Arrival Plus. I was able to establish repoire with the rep and he evidently was appeased with my explanation for opening up multiple acts this year. 


WTG! I like persistance because most times it pays off.

Message 17 of 21
CreditMagic7
Mega Contributor

Re: Frustrated with Barclays!


@morgacj2004 wrote:

Well I am a stubborn SOB so I called BC tonight for the fourth time !  And lol and behold I was approved for my second BC.  5k Arrival Plus. I was able to establish repoire with the rep and he evidently was appeased with my explanation for opening up multiple acts this year. 


Freakin' good job!!!! on taking it back to the whipping post Smiley Very Happy

Message 18 of 21
SouthJamaica
Mega Contributor

Re: Frustrated with Barclays!


@morgacj2004 wrote:

So I have had a BC Rewards for 1 year. Has a 6.5k CL.  Zero balance. 2 months ago I applied for the Arrival plus and was given the Arrival instead with a $1500 CL. I tried to PC to the plus but was denied. CSR suggested I close and that he would transfer my 1.5 k CL to my Rewards. He suggested I re-apply for the Arr Plus in 2 mo. I did and was declined.  I have tried to recon 4 times but have been denied due to too many new open accts/inq. Any suggestions. I actually considered ending my relationship with Barclays. One more thing my wife was approved for the Arr Plus and I am an AU on her acct!   My UT is 5%. 145k total CL. TU 690-700. 


I don't think you should end your relationship with Barclays. The Rewards card is a useful card to have, and costs you nothing.

 

My suggestion is that you just chill out on new applications, and after at least 3 months have passed, and you're no longer showing up on their 'application status' screen.... apply again if that's a card you really want.

 

 

 

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 19 of 21
SouthJamaica
Mega Contributor

Re: Frustrated with Barclays!


@morgacj2004 wrote:

Well I am a stubborn SOB so I called BC tonight for the fourth time !  And lol and behold I was approved for my second BC.  5k Arrival Plus. I was able to establish repoire with the rep and he evidently was appeased with my explanation for opening up multiple acts this year. 


Glad to hear it.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 20 of 21
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