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Getting Around Chase 5/24

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Soundersfan1
Established Member

Re: Getting Around Chase 5/24

Really? So you got approved for the CFF at 5/24? Did the rep ask you if you wanted to move over your current existing credit? I'm looking at the CFU since it would pair really well with my CSP but I'm right at 5/24 so I'm wondering would the rep let me move over existing credit. 

Message 11 of 13
Soundersfan1
Established Member

Re: Getting Around Chase 5/24

Would I be able to get around that if I transfer over existing credit with Chase?

Message 12 of 13
coldfusion
Credit Mentor

Re: Getting Around Chase 5/24

Never heard of a successful 5/24 override on recon unless there were new reported accounts that the analyst had discretion to discount, classic example being an applicant's young AU account(s).    From what I've seen 5/24 overrides are associated with an approval without need to recon with either there was 1 or more new accounts hasn't yet started to report (BTDT), applicant had a black-starred "You're approved!" offer,  or it was during one of the short-duration windows over a several week period where multiple reports of success suggest that Chase appeared to have quietly temporarily relaxed the restriction on a specific card like the Amazon Visa. 

 

It'l only cost you an inquiry to find out if it will work for you. 

 

 

 

 

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 13 of 13
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