HELP!! 5TH 3RD BANK PREAPPROVAL

yoyo · ‎05-03-2017

Hello, anyone please help what are my chances?

I was going to garden for another year before appling for Chase since I've been banking with them over 10 years..

(Have a BK 3 years old)

Today I got a pre approval...from FIfth Third Bank...was like is this real offer?

It states Pre Approved acceptance form...I have low mid / low scores and a BK...your toughts please!!..

My scores are like EX 657 TU 677 EQ 679

23 % utilization

I don't want to by pass this offer..what are my chances before I pull the trigger????
________________________________________________

Starting scores 1/2015 TU 568 EQ 600 EX 600
Current scores 1/2016 TU 662 EQ 669 EX 653
6/2016 TU 672 EQ 674 EX 654
5/2017 TU 677 EQ 679 EX 657

Von Maur (No limit), Cap1 Plat $3.100, Cap1 Sony $5,000, Cap1 QS1 $4,150, Khols $2.500, First Savings $750 closed , Overstock $4,100, Avenue $2250, Walmart $6,000, Amazon $5,000, 6% Util, Advant $2,100 loan, Venture $18,000, Discover $4,000 Credit Union Auto $15,000 3.9APR, Macy's $4,700

Anonymous · ‎05-03-2017

Hubby and I got the same pre-approval mailer a couple days ago, we haven't signed up for it as of yet, not sure about starting limit so may not do it. Let us know how it goes and what starting line you get.

yoyo · ‎05-05-2017

tHIS IS WHAT I GOT

"THANK YOU FOR APPLYING, FOR ANY QUESTIONS CALL CUSTOMER SERVICE"

TiggerDat · ‎05-06-2017

I don't think I got instant when I used my preapproval.

If it is the Trio card then it is an OK rewards program. I think 5th 3rd does many manual approvals.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.

yoyo · ‎05-06-2017

Well i just called..under review

TiggerDat · ‎05-07-2017

When I got mine approved it was for a $10,000 limit.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.

yoyo · ‎05-07-2017

May I ask if you had a BK and was you approved immediately?

yoyo · ‎05-08-2017

Still under manual review...anyone had luck with a BK for this card?

Anonymous · ‎05-17-2017

I received the same mailer as did my hubby and I took it by the bank and was approved for $1,500. My hubby shredded his so without the special code he wouldn't get the offer I have never banked with them, I wonder if they are better the bank of america, if so I may change my checking to them.

Anonymous · ‎01-20-2018

What was the outcome? I applied today and received the same message.