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When was the last time you requested a CLI? Are those scores FICO or...?
Yes those are Fico scores, I ask every couple months, but I quit asking because it hasn't been open a year.
@noonebutme wrote:Hey everyone,
I was curious about disco's cli's. I know that they have some secret squirrel way of deciding, but what have people been getting after the one year anniversary?
I started with a limit of $750
my scores were low 600's when approved and now they are high 600's bordering 700. Never late and only carried a balance for maybe two months.
thanks in advance.
Seems to be a consensus since the pandemic that Disco will only consider a cli after 1 year of having the account (probably safer to apply after 12th statement cuts and you can also see your new credit scoret that you are working with.
No one can really tell you how much you will qualify for due to the increases being profile specific.
Some people have said they received 10% or more of current startling limit and if I recall correctly one member stated they received a cli 3x their sl (sl 1000 3x=3000). The only way to really know is to put in the request and see what happens. That will eliminate all guesswork. They are softpulls so will not effect you in anyway negatively.
Push the button and let us know what happens. Good Luck!
I just got confirmation from Discover on when accounts become CLI eligible. It will be Day 1 of the 13th calendar month. For example, I opened my card in January 2020. Therefore I am eligible on Feb 1, 2021.
@lyTENciL wrote:I just got confirmation from Discover on when accounts become CLI eligible. It will be Day 1 of the 13th calendar month. For example, I opened my card in January 2020. Therefore I am eligible on Feb 1, 2021.
Appreciate the confirmation, thanks on the leg work done! 👍✌🖖