@Anonymous wrote:
Every loophole gets closed not long before I find out about it, LOL
But yes, I'm going into garden mode just until I can get my scores up to over 600 and bring my util down a little more and then I'm gong to try for NFCU one more time. Then I'll be in garden mode for at least a year more than likely.
It may be better if you wait until your profile is at it's best to avoid disappointment.
