Helzberg Diamond Requirements

Anonymous · ‎04-07-2015

Current scores are in my siggy and I have two cards with Capitol One (I hear they back Helzberg), wondering about my chances of approval.

Anyone have this card? If so what was your score at approval and initial limit?

Skye12329 · ‎04-07-2015

Its issues by Capital One so it should be easier to get. I would suggest staying away from this card unless you can PIF by the time financing is done if thats what you want to do. I say this because on the website it says if you finance something and its not PIF by the end of the finance period you will be charged interest from the beginning. So basically charged back interest.

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)

Anonymous · ‎04-07-2015

This is where my ring came from. Honestly, my fiancé had terrible credit at the time and got approved for a high limit. As sky mentioned, your better off with the a different card because you have to pay the interest back once the zero period is up. Like care credit.

Anonymous · ‎04-07-2015

Thanks guys!

Definitely staying within the free interest period. This is where my ring came from and we are planning to upgrade. They have 18 months interest free.

Anonymous · ‎04-07-2015

They do have beautiful rings for great prices.

Anonymous · ‎04-07-2015

@Anonymous wrote:
They do have beautiful rings for great prices.

Yes they do :-)

Ron1 · ‎04-07-2015

I applied for the card last Oct. I got approved for $4500. They pulled EQ. I had 6 INQs. They increased from $4500 to 7500 by clicking CLI button.

My score was around 750.

Ron.

Anonymous · ‎04-08-2015

@Ron1 wrote:
I applied for the card last Oct. I got approved for $4500. They pulled EQ. I had 6 INQs. They increased from $4500 to 7500 by clicking CLI button.
My score was around 750.

Ron.

Wow. Thanks!

Did you apply in store or online?

Ron1 · ‎04-08-2015

@Anonymous wrote:
@Ron1 wrote:
I applied for the card last Oct. I got approved for $4500. They pulled EQ. I had 6 INQs. They increased from $4500 to 7500 by clicking CLI button.
My score was around 750.

Ron.
Wow. Thanks!

Did you apply in store or online?

I applied online. I didn't get instantly approved. It told me to call to verify ID. I got approved after answering public record question.

Ron.

Anonymous · ‎04-08-2015

Thanks. I was thinking about applying in store. I'll let you know what happens.