Helzberg Diamonds Card

MB2714 · ‎10-06-2015

I applied for a Helzberg Diamonds card as I want to make a purchase and got this response"Thanks for Applying. We Need more time to review your application, so look out for a letter from us in 10-30 days with more information" . Does this mean it was a denial? Does anyone know their minimum credit score? How does a Bankruptcy affect approval?

Chapter 7 Discharge April 2015. .Transunion 662 07/2017
Equifax 652 07/2017
Experian 657 07/2017
Cap One QS $2,200; Cap One QS$2,950; Cap One PSVisa $1,100; Nordstrom Visa $3,500; Target $300; Syncb/Walmart $500; VonMaur $500; Cap1/Saks $500; Barclays MC(AU) $6,400; Buckle $250; Syncb/Car Care (AU) $2,500.

ojefferyo · ‎10-07-2015

@RSD3242 wrote:
I applied for a Helzberg Diamonds card as I want to make a purchase and got this response"Thanks for Applying. We Need more time to review your application, so look out for a letter from us in 10-30 days with more information" . Does this mean it was a denial? Does anyone know their minimum credit score? How does a Bankruptcy affect approval?

It could go either way, not alot is talked about this card so info may be limited. And yes a BK does affect approval, some lender make you wait awhile before you can get credit with them and some may never give you credit as long as it's showing on your report.

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MB2714 · ‎10-09-2015

Thanks Ojefferyo

Chapter 7 Discharge April 2015. .Transunion 662 07/2017
Equifax 652 07/2017
Experian 657 07/2017
Cap One QS $2,200; Cap One QS$2,950; Cap One PSVisa $1,100; Nordstrom Visa $3,500; Target $300; Syncb/Walmart $500; VonMaur $500; Cap1/Saks $500; Barclays MC(AU) $6,400; Buckle $250; Syncb/Car Care (AU) $2,500.