@CreditCuriousity wrote:Overall I believe this is somewhat true.. Maybe cause you have some skin in the game, not really sure.. Others might disagree, but from what I have seen this kinda holds true. Especially with Chase/Citi
Sound logic. I think it is true but might not apply to all lenders. I avoid AF cards, have around-30K income and still get higher CL's than many people here do for many non-AF cards though. It depends a lot on you and what you appear like to them. 
Must garden until 2/1/2022 to hit my goal AAOA. 
@CreditCuriousity wrote:Varies with lenders.. I truely believe this is true with Chase/Citi aka Ritz/Hyatt/Prestige and the likes.. This doesn't hold true with Amex for co-branded as the co-branded seem to be lower with Amex.. Really comes down to lender and obviously your profile and income. Just not as cut and dry as AF cards get higher limits, but there is some evidence to this with certain lenders. Just from what I have seen, can I prove this, not really.. Other then looking up approval thread for say Citi Double Cash Vs. Prestige card.. Is this due to AF or due to one being a travel card and one an everyday card? DC is known to have pretty bad SL's unless you want to take a 2nd HP to get a better CL, other the other hand the prestige with a nice AF gives out decent initiial SL's..
As always, you're a fountain of information. 
Before you submitted this response I thought similarly. About 'Yes' to Chase (I don't have Citi so I don't know) and 'No' to the theory applying to Amex. I'm curious about whether it seems to make a difference with Barclays, can I get your opinion on them regarding this topic?
@Anonymous wrote:
What about those who have a card that has 195$ annual fee and 1000cl? I'm thinking of that person who has the delta platinum from amex..and the toy limit.
This is why I said it doesn't apply to Amex Co-branded with Amex appear to get lower than branded cards. Card act of 2009 AF can't exceed 1/4 of your CL I beieve...
@SecretAzure wrote:
@CreditCuriousity wrote:Varies with lenders.. I truely believe this is true with Chase/Citi aka Ritz/Hyatt/Prestige and the likes.. This doesn't hold true with Amex for co-branded as the co-branded seem to be lower with Amex.. Really comes down to lender and obviously your profile and income. Just not as cut and dry as AF cards get higher limits, but there is some evidence to this with certain lenders. Just from what I have seen, can I prove this, not really.. Other then looking up approval thread for say Citi Double Cash Vs. Prestige card.. Is this due to AF or due to one being a travel card and one an everyday card? DC is known to have pretty bad SL's unless you want to take a 2nd HP to get a better CL, other the other hand the prestige with a nice AF gives out decent initiial SL's..
As always, you're a fountain of information.
Before you submitted this response I thought similarly. About 'Yes' to Chase (I don't have Citi so I don't know) and 'No' to the theory applying to Amex. I'm curious about whether it seems to make a difference with Barclays, can I get your opinion on them regarding this topic?
Not sure about Barclay's.. I doubt it matters as I have seen big approvals for both regular and co-branded cards. Just really appears to be citi/chase I am sure it applies to others as well. Sure other people will chime in. I just read way to many approval thread or denial threads.
