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How Long To Wait To Apply For Chase?

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Regular Contributor

Re: How Long To Wait To Apply For Chase?

Two other things.

I haven't been paying my Freedom bill from multiple accounts, but I do have multiple accounts with other financial institutions linked to my Chase checking. I transfer into my Chase and then pay from there.

Also, I have not been MSing, but I had been paying my balance multiple times in a month. I wasn't cycling my CL, as in I was well below my CL when I paid my balance. I just didn't want to have a balance at all.

Apparently, paying from multiple accounts and paying multiple times in a month are both frowned upon by Chase.
Message 11 of 12
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Valued Contributor

Re: How Long To Wait To Apply For Chase?


@ZZWW2017 wrote:  "... Apparently, paying from multiple accounts and paying multiple times in a month are both frowned upon by Chase."

I've heard suspicion about the multiple accounts but not paying multiple times per month.  I do that all the time now on all my accounts including Chase and it's never caused a problem.  Knock-on-Wood ...



Updated 07/20/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 27+ years;
AAoA = 8+ years; AoYA = less than 1 year (July 2020)
Total Open Credit Lines Over $521K. Utilization Less Than 1%.
Inquiries until Nov 2020 (TU:3 -- EQ:4 -- EX:8)
New Accounts: 3/6 months; 9/12 months; 12/24 months (as of 07/20/20)
Gardening until at least 04/2021.
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 12 of 12
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