How can i get AMEX to pull TU instead of EX

[pinkcadbury18]

My recent application for the green card was denied due to

The length of time is too short since the first account on your credit report was opened. (Experian)

my Experian only has 1 card on it which is an Cap1 AU account. 

My mortgage and HELOC are reported only to TransUnion and not EQ or EX, and I’m concerned that Experian's limited history is affecting my application.

do I have to request recon to pull TU? would they pull automatically if EX is locked?

[GZG]

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@pinkcadbury18 wrote:

My recent application for the green card was denied due to

The length of time is too short since the first account on your credit report was opened. (Experian)

my Experian only has 1 card on it which is an Cap1 AU account. 

My mortgage and HELOC are reported only to TransUnion and not EQ or EX, and I’m concerned that Experian's limited history is affecting my application.

do I have to request recon to pull TU? would they pull automatically if EX is locked?

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pretty sure experian is mandatory for Amex, and TU is just supplemental, I don't think they will approve with only TU as a new customer

your prerogative to try that though if EX is locked

[pinkcadbury18]

Do they merge the two?

[RebelRocket]

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@pinkcadbury18 wrote:

Do they merge the two?

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Not quite sure what you mean by "merge," but I received 2 separate pulls from them when I applied for my first personal; one each for both Experian and Transunion.

[Anonymous]

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@RebelRocket wrote:

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@pinkcadbury18 wrote:

Do they merge the two?

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Not quite sure what you mean by "merge," but I received 2 separate pulls from them when I applied for my first personal; one each for both Experian and Transunion.

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Same datapoint for me. One each for both Experian and Transunion for my first personal.

[PayAndProsper]

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@Anonymous  escribió:

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@RebelRocket wrote:

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@pinkcadbury18 wrote:

Do they merge the two?

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Not quite sure what you mean by "merge," but I received 2 separate pulls from them when I applied for my first personal; one each for both Experian and Transunion.

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Same datapoint for me. One each for both Experian and Transunion for my first personal.

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My DP from August '23 is that I only received a hard inquiry from AmEx on my Experian report when I apped for my BCE.

[BigDraco]

I just applied through the credit karma portal, it was showing offers of outstanding approval odds for the Amex Gold, and they only pulled TU., Nothing else. SO I'm guessing when you do it through credit karma, or maybe I just got lucky.