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How certain are Capital One CLI's at the 1yr mark?

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MrsCHX
Valued Contributor

Re: How certain are Capital One CLI's at the 1yr mark?


@Anonymous wrote:
I've yet to get an increase by request.

My increases have always been steps increases.

There's only one steps increase. Otherwise it's just auto CLI. 

 

OP I believe you can request every 6 months once you've gotten the credit steps increase.  But like someone else said, NOTHING is certain!

Capital One Savor: $6,000; Mission Lane: $4,500; PenFed Power Cash Rewards: $3,500; Nordstrom Visa: $3,300; Capital One: $2,550; PenFed Gold: $2,500; Credit One: $2,000;
Store Cards: Kohls $2,500; Home Depot: $1,000; Amazon: $350; Target: $900; LOFT: $700
Message 11 of 12
Anonymous
Not applicable

Re: How certain are Capital One CLI's at the 1yr mark?


@Anonymous wrote:

TJHUNT....How did you get your scores to incrrase so quick?

Thanks in advance


Sorry I did not see this reply sooner. I made sure i picked up secured cards to start off (cap one, and first progress) report to all 3. after 6 months i picked up as many cards as i could get approved for (store cards, and credit cards, gas cards included) If you are not responsible and don't trust yourself don't do what i did. I use the cards for small amounts each moth, and DO NOT pay them off. I let them carry a 5 dollar balance so it reports as a revolving account then i pay off so it reports as paid traidline. I did this with about 5 cards for a year and scores shot way up. After the first year, i leased a Toyota. Then we are at present. 

Message 12 of 12
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